Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1795)

Great rate.

5
Great rate. Easy system to use. Great product Reviewed on: 8th January 2024

Easy to use banking

5
It's very easy to start an account and manage using the application. Reviewed on: 8th January 2024

Straightforward, great rates,great app

5
Straightforward, great rates,great app Reviewed on: 8th January 2024

straight forward and factual and excellent rates, ha...

5
straight forward and factual and excellent rates, happy to recomend Reviewed on: 8th January 2024

Great app and simple to understand

5
Great app and simple to understand Reviewed on: 8th January 2024

Great, easy to use app and clear communication.

5
Great, easy to use app and clear communication. Reviewed on: 8th January 2024

So easy to use, the credit card is excellent and the...

5
So easy to use, the credit card is excellent and the savings account is simple to use and the interest rate ls offered for different options is amazing Reviewed on: 8th January 2024

It’s such a pleasure to use the Zopa app

5
It’s such a pleasure to use the Zopa app, plus the email me lots of useful information. I really think very clever people have been employed to make Zopa a great experience, which means they care. Well done Reviewed on: 8th January 2024

Very good communication and competitive savings rates.

5
Very good communication and competitive savings rates. The app is easy to navigate and clearly set out. Reviewed on: 8th January 2024

Best bank..

5
All good, and I can’t fault them at this stage Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products