Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1793)

Easy access and good savers rates

5
I like the easy access and good savings rates wit no fuss Reviewed on: 3rd April 2023

Savings app

5
Great rates, easy to use, very happy! Reviewed on: 3rd April 2023

Great smart saving bank

5
Fantastic online bank, very secure, easy too setup, and gives great interest on your money. very satisfied. Reviewed on: 3rd April 2023

Excellent rate for savingt

5
I searched the web for best deals and came up with Zopa that provides excellent rates with no hassle Reviewed on: 3rd April 2023

Top returns

5
Some of the best fixed rate interest rates on the market. Also great rates on rainy day access accounts too. Love the boost option if you're prepared to fix your money for a short period. Easy to open accounts as well. App gives easy access to view your savings and monthly accrual. Great incentive to save. Reviewed on: 3rd April 2023

No stress

5
Stress free on line banking with great interest rates. Reviewed on: 3rd April 2023

Great customer focused savings

5
Fantastic easy setup of regular and adhoc savings. Easy access to deposit and withdraw funds. Fantastic app. Reviewed on: 3rd April 2023

Great savings options

5
very easy to use app, great for building a rainy day fund, giving you full control over how long you wish to lock up your money Reviewed on: 3rd April 2023

Excellent and easy to set up.

5
Accounts with Zopa are easy to set up online and have attractive interest rates. Reviewed on: 3rd April 2023

Great account

5
It so easy to choose what you want to save, and choose the length of time you want to give. Great interest rates. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69079 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
    View all products