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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Decent

Easy to use and trouble free, recommended Reviewed on: 3rd April 2023

Easy way to save

Opened up a smart saver account and it is very easy to pay in and have had good experience . Reviewed on: 3rd April 2023

Easy access and good savers rates

I like the easy access and good savings rates wit no fuss Reviewed on: 3rd April 2023

Savings app

Great rates, easy to use, very happy! Reviewed on: 3rd April 2023

Great smart saving bank

Fantastic online bank, very secure, easy too setup, and gives great interest on your money. very satisfied. Reviewed on: 3rd April 2023

Excellent rate for savingt

I searched the web for best deals and came up with Zopa that provides excellent rates with no hassle Reviewed on: 3rd April 2023

Top returns

Some of the best fixed rate interest rates on the market. Also great rates on rainy day access accounts too. Love the boost option if you're prepared to fix your money for a short period. Easy to open accounts as well. App gives easy access to view your savings and monthly accrual. Great incentive to save. Reviewed on: 3rd April 2023

No stress

Stress free on line banking with great interest rates. Reviewed on: 3rd April 2023

Great customer focused savings

Fantastic easy setup of regular and adhoc savings. Easy access to deposit and withdraw funds. Fantastic app. Reviewed on: 3rd April 2023

Great savings options

very easy to use app, great for building a rainy day fund, giving you full control over how long you wish to lock up your money Reviewed on: 3rd April 2023

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