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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Zuperb

5
Best interest rate i could find, rose consistently even in a fixed account as the base rate has. App super easy to use and transfer money into and out of rapidly. Will definitely carry on using. No idea why they have stopped appearing in best buy tables as rate is up there and product is first class. Reviewed on: 3rd April 2023
Bewareofbuses's avatar
Bewareofbuses

Excellent

5
The fixed rate savings on offer are great and the app is so easy to work. I love being able to transfer straight from other accounts through that one app. Reviewed on: 3rd April 2023
Hazel Easton's avatar
Hazel Easton

Fab

5
Great app, great interest rates and hassle free saving the way it should be. Reviewed on: 3rd April 2023
Mark H's avatar
Mark H

@P days

5
A clear and easy to navigate website keeps you in touch with how your investment is accruing interest. With FCA and FSR backing, ZOPA has come a long way since its P2P days giving investors a confidence needed in this day and age. Reviewed on: 3rd April 2023
Peter Barnes's avatar
Peter Barnes

Clear & prompt.

5
Great app.Clear.Prompt transactions.Best deals on the market.Nothing not to like ! Reviewed on: 3rd April 2023
Ivan Merritt 's avatar
Ivan Merritt

Decent

5
Easy to use and trouble free, recommended Reviewed on: 3rd April 2023
Andy's avatar
Andy

Easy way to save

5
Opened up a smart saver account and it is very easy to pay in and have had good experience . Reviewed on: 3rd April 2023
John f 's avatar
John f

Easy access and good savers rates

5
I like the easy access and good savings rates wit no fuss Reviewed on: 3rd April 2023
Val R's avatar
Val R

Savings app

5
Great rates, easy to use, very happy! Reviewed on: 3rd April 2023
Rachel Glover 's avatar
Rachel Glover

Great smart saving bank

5
Fantastic online bank, very secure, easy too setup, and gives great interest on your money. very satisfied. Reviewed on: 3rd April 2023
Karl Hartley's avatar
Karl Hartley

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