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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Excellent flexibility and interest rates

Love the interest rates and flexibility to balance higher interest rates with accessibility Reviewed on: 3rd April 2023

Easy

Easy access, great rates, simple to use Reviewed on: 3rd April 2023

Fantastic account

This account is so easy to manage. Easy to check your savings and with regular updates you can see what’s going on. So pleased to save with Zopa. Reviewed on: 3rd April 2023

Eat provider I have found in the past few years

They are a one stop shop for my savings offering reasonable rates with lots of accounts to choose from. I can lock my money away from 1 month or longer and get increase rate along the way. Or still just get an easy acsess account with good rate. App is easy to use and you get regular update via emails or fate changes. Reviewed on: 3rd April 2023

Easy and convenient

Very easy to set up, even easier account management. You are in full control of your funds. Great selection of saving products. Highly recommended. Reviewed on: 3rd April 2023

Zuperb

Best interest rate i could find, rose consistently even in a fixed account as the base rate has. App super easy to use and transfer money into and out of rapidly. Will definitely carry on using. No idea why they have stopped appearing in best buy tables as rate is up there and product is first class. Reviewed on: 3rd April 2023

Excellent

The fixed rate savings on offer are great and the app is so easy to work. I love being able to transfer straight from other accounts through that one app. Reviewed on: 3rd April 2023

Fab

Great app, great interest rates and hassle free saving the way it should be. Reviewed on: 3rd April 2023

@P days

A clear and easy to navigate website keeps you in touch with how your investment is accruing interest. With FCA and FSR backing, ZOPA has come a long way since its P2P days giving investors a confidence needed in this day and age. Reviewed on: 3rd April 2023

Clear & prompt.

Great app.Clear.Prompt transactions.Best deals on the market.Nothing not to like ! Reviewed on: 3rd April 2023

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