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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easy to understand bonds

Bonds can seem tricky, especially when trying to work out how much you expect to get at the end of your agreement. I like how you can enter the amount you plan to save, and it shows upfront what the predicted final total will be. I have had one bond mature so far, and it was 100% accurate. I also have another waiting, so I would recommend this way for saving to anyone with disposable income. Reviewed on: 3rd April 2023

Good rates and easy to manage

Zopa provides good savings rates and accounts that are easy to manage with rates updated in a timely manner and an app that is so easy to use. Reviewed on: 3rd April 2023

Simple & Easy

Everthing from applying to tranfering of funds to usage of the app is very easy & clear to use. Reviewed on: 3rd April 2023

First Class!

Super easy to set up the glitch free app Intuitive to use. Continually market leading rates Reviewed on: 3rd April 2023

App

The app is eay to navigate & readily offers all the information required to watch your hard earned savings grow safely Reviewed on: 3rd April 2023

Simple and best around

Simple to use and best on the market Reviewed on: 3rd April 2023

Excellent

I recently opened a Zopa fixed savings account which was really easy to open and add money to. The app is simple to use and it is a great product Reviewed on: 3rd April 2023

So easy and brilliant to use

Zopa make the app so easy to understand and use and the products they offer are market leading Reviewed on: 3rd April 2023

Great

Great account, interest rate at my regular bank was not the best Reviewed on: 3rd April 2023

Savings

Top drawer. Easy to understand, use with transparency and timeous updates Reviewed on: 3rd April 2023

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