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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Fantastic and easy to use

The app is fantastic to use and easy. Really happy with the service Reviewed on: 3rd April 2023

Excellent savings accounts

Easy to set up and access the savings accounts, very good interest rates. Reviewed on: 3rd April 2023

great rate

good service, great rate, best choice Reviewed on: 3rd April 2023

Ace

Love it. Excellent service snd competitive interest rates. Reviewed on: 3rd April 2023

Great rates!

So easy to set up and offering the best rates around. Great company! Reviewed on: 3rd April 2023

Excellent rates of interest excellent service

I had no problem setting up an account, I have been kept in touch and have found it easy to access thank you for keeping me informed Reviewed on: 3rd April 2023

Great and Easy Saving Account

Very easy to set up, great interest and easy app to see exactly what you are saving and your target Reviewed on: 3rd April 2023

Well pleased

So far I have no complaints Zopa keeps me up to date on the interest rate and I rather like having the app so I can follow my savings growing. . . Reviewed on: 3rd April 2023

Easy to understand bonds

Bonds can seem tricky, especially when trying to work out how much you expect to get at the end of your agreement. I like how you can enter the amount you plan to save, and it shows upfront what the predicted final total will be. I have had one bond mature so far, and it was 100% accurate. I also have another waiting, so I would recommend this way for saving to anyone with disposable income. Reviewed on: 3rd April 2023

Good rates and easy to manage

Zopa provides good savings rates and accounts that are easy to manage with rates updated in a timely manner and an app that is so easy to use. Reviewed on: 3rd April 2023

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