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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Ace

5
Love it. Excellent service snd competitive interest rates. Reviewed on: 3rd April 2023

Great rates!

5
So easy to set up and offering the best rates around. Great company! Reviewed on: 3rd April 2023

Excellent rates of interest excellent service

5
I had no problem setting up an account, I have been kept in touch and have found it easy to access thank you for keeping me informed Reviewed on: 3rd April 2023

Great and Easy Saving Account

5
Very easy to set up, great interest and easy app to see exactly what you are saving and your target Reviewed on: 3rd April 2023

Well pleased

5
So far I have no complaints Zopa keeps me up to date on the interest rate and I rather like having the app so I can follow my savings growing. . . Reviewed on: 3rd April 2023

Easy to understand bonds

5
Bonds can seem tricky, especially when trying to work out how much you expect to get at the end of your agreement. I like how you can enter the amount you plan to save, and it shows upfront what the predicted final total will be. I have had one bond mature so far, and it was 100% accurate. I also have another waiting, so I would recommend this way for saving to anyone with disposable income. Reviewed on: 3rd April 2023

Good rates and easy to manage

5
Zopa provides good savings rates and accounts that are easy to manage with rates updated in a timely manner and an app that is so easy to use. Reviewed on: 3rd April 2023

Simple & Easy

5
Everthing from applying to tranfering of funds to usage of the app is very easy & clear to use. Reviewed on: 3rd April 2023

First Class!

5
Super easy to set up the glitch free app Intuitive to use. Continually market leading rates Reviewed on: 3rd April 2023

App

5
The app is eay to navigate & readily offers all the information required to watch your hard earned savings grow safely Reviewed on: 3rd April 2023

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