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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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7%
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Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

The future of saving

5
Zopa allowed me to open an account in super quick time with a fabulous interest rate. My account is secure and I get regular communications from Zopa to keep me updated on options and progress. Reviewed on: 4th April 2023

Fab

5
Great account, easy to use and good rates Reviewed on: 4th April 2023

Brilliant

5
Easy to use. Amazing interest rates. Reviewed on: 4th April 2023

Best Savings Rates Around!!

5
I was surprised but over the moon to see that I could save up for my sons wedding (which is within 2 years time). I should have a decent amount to help him which without this product I would have had very little but at 3.5% interest should REALLY HELP as I’m a single and disabled parent. Thanks Zopa :) Reviewed on: 4th April 2023

Easy site and good rates

5
It was really easy to set up.my accounts and clear how to pay in and access money. The rates are early good especially if you can lock the money away for longer. Reviewed on: 4th April 2023

Simple and clear value

5
Delighted with Zopa. Does exactly what I want for my savings. Easy to use App, clear and good value. Allows me total control to move my money around easily Reviewed on: 4th April 2023

Great interest rates

5
I especially love having the app Reviewed on: 4th April 2023

Easy to set up

5
Great app, easy set up. Safe and secure. Reviewed on: 4th April 2023

Best savings

5
With ZOPA my life is better with great savings Reviewed on: 4th April 2023

Easy and powerful

5
Super easy to set up, use and save, especially having access to my money with high interest rates compared to my current account and bank. A powerful product which blows the competition away! Reviewed on: 4th April 2023

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