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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

best interest giving company for savings

5
i have saved all my savings into Zopa as its the best price of all the savings accounts in the market..easy to open and transfer Reviewed on: 4th April 2023

Great App!

5
App is user friendly and easy to navigate. Highly recommend Reviewed on: 4th April 2023

Excellent savings company.

5
We only started saving with Zopa last year but we are really pleased with them. The online app is very easy to use. Reviewed on: 4th April 2023

Professional and easy to use

5
Great company to deal with. Easy to use app. My money is safe and I’m getting competitive rates with Zopa. Would recommend to anyone. Reviewed on: 4th April 2023

Best interest there is

5
Zopa’s money pots are a fantastic way to gain interest and they currently have the highest rates Reviewed on: 4th April 2023

Good company

4
I have been keeping my money with zopa and I have to admit the customer service has been great, you are always listened, prompt replies from staff! Would recommend my family friends and everyone to bank with zopa! Reviewed on: 4th April 2023

Brilliant way to save

5
Zopa make it so easy for you to save and grow your savings. Easy to navigate app, simple and straightforward set up and brilliant interest rates. I would recommend to anyone lookin for a savings account. Reviewed on: 4th April 2023

Easy to use - Fair interest rate

4
Once it's setup, it's very easy to use and its interest rate is usually very competitive. Reviewed on: 4th April 2023

Brilliant!

5
Amazing interest rates and easy to use. Money transfers in super quick, can't believe I didn't sign up sooner. Reviewed on: 4th April 2023

Fairness

4
Consistently competitive on interest rates and quick to react to BoE changes. Saves the trouble of shifting money around from account to account. Boost concept makes notice periods flexible and manageable. Reviewed on: 4th April 2023

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