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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

On the ball Bank

5
Great App easy to invest and maintain already recommended… Reviewed on: 4th April 2023

Great rates and understandable app

5
I don't want to tie up funds for a year so their different Notice accounts suit me. Different pots for different things.. Reviewed on: 4th April 2023

best interest giving company for savings

5
i have saved all my savings into Zopa as its the best price of all the savings accounts in the market..easy to open and transfer Reviewed on: 4th April 2023

Great App!

5
App is user friendly and easy to navigate. Highly recommend Reviewed on: 4th April 2023

Excellent savings company.

5
We only started saving with Zopa last year but we are really pleased with them. The online app is very easy to use. Reviewed on: 4th April 2023

Professional and easy to use

5
Great company to deal with. Easy to use app. My money is safe and I’m getting competitive rates with Zopa. Would recommend to anyone. Reviewed on: 4th April 2023

Best interest there is

5
Zopa’s money pots are a fantastic way to gain interest and they currently have the highest rates Reviewed on: 4th April 2023

Good company

4
I have been keeping my money with zopa and I have to admit the customer service has been great, you are always listened, prompt replies from staff! Would recommend my family friends and everyone to bank with zopa! Reviewed on: 4th April 2023

Brilliant way to save

5
Zopa make it so easy for you to save and grow your savings. Easy to navigate app, simple and straightforward set up and brilliant interest rates. I would recommend to anyone lookin for a savings account. Reviewed on: 4th April 2023

Easy to use - Fair interest rate

4
Once it's setup, it's very easy to use and its interest rate is usually very competitive. Reviewed on: 4th April 2023

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