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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.92

Based on 1,785 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

Brilliant!

Amazing interest rates and easy to use. Money transfers in super quick, can't believe I didn't sign up sooner. Reviewed on: 4th April 2023

Fairness

Consistently competitive on interest rates and quick to react to BoE changes. Saves the trouble of shifting money around from account to account. Boost concept makes notice periods flexible and manageable. Reviewed on: 4th April 2023

The future of saving

Zopa allowed me to open an account in super quick time with a fabulous interest rate. My account is secure and I get regular communications from Zopa to keep me updated on options and progress. Reviewed on: 4th April 2023

Fab

Great account, easy to use and good rates Reviewed on: 4th April 2023

Brilliant

Easy to use. Amazing interest rates. Reviewed on: 4th April 2023

Best Savings Rates Around!!

I was surprised but over the moon to see that I could save up for my sons wedding (which is within 2 years time). I should have a decent amount to help him which without this product I would have had very little but at 3.5% interest should REALLY HELP as I’m a single and disabled parent. Thanks Zopa :) Reviewed on: 4th April 2023

Easy site and good rates

It was really easy to set up.my accounts and clear how to pay in and access money. The rates are early good especially if you can lock the money away for longer. Reviewed on: 4th April 2023

Simple and clear value

Delighted with Zopa. Does exactly what I want for my savings. Easy to use App, clear and good value. Allows me total control to move my money around easily Reviewed on: 4th April 2023

Great interest rates

I especially love having the app Reviewed on: 4th April 2023

Easy to set up

Great app, easy set up. Safe and secure. Reviewed on: 4th April 2023

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