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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Easy set up, very responsive

Great communication from Zopa during account opening but ongoing too (where other institutions tend to forget), gives a customer confidence their money is being looked after. Would definitely recommend. Very responsive service. Reviewed on: 4th April 2023

Convenient

Very easy to open and manage accounts and great rates Reviewed on: 4th April 2023

Super easy saving

I recently opened a smart saver savings pot with Zopa to make the most of the current high interest rates. I was encouraged to sign up due to their being a regulated banking company and great reviews. I've been really impressed with how easy it has been to set up the account, set up regular savings from my normal bank account and also set up separate boosted saving pots for various endeavours. The app is so easy to use and makes keeping track of my money super simple. I also like that Zopa is part of the 2025 Fintech Pledge and trying to go beyond just being "good". Reviewed on: 4th April 2023

Yes. Easy to use and top interest rates

Easy to use and to interest rates Reviewed on: 4th April 2023

On the ball Bank

Great App easy to invest and maintain already recommended… Reviewed on: 4th April 2023

Great rates and understandable app

I don't want to tie up funds for a year so their different Notice accounts suit me. Different pots for different things.. Reviewed on: 4th April 2023

best interest giving company for savings

i have saved all my savings into Zopa as its the best price of all the savings accounts in the market..easy to open and transfer Reviewed on: 4th April 2023

Great App!

App is user friendly and easy to navigate. Highly recommend Reviewed on: 4th April 2023

Excellent savings company.

We only started saving with Zopa last year but we are really pleased with them. The online app is very easy to use. Reviewed on: 4th April 2023

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Help others make smarter decisions by sharing your own experience.

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Zopa: Fixed term savings account reviews

500% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Fixed term savings account now

Zopa Fixed term savings account reviews (1790)

Zopa is offers a great way to save.

Easy set up, very responsive

Convenient

Super easy saving

Yes. Easy to use and top interest rates

On the ball Bank

Great rates and understandable app

best interest giving company for savings

Great App!

Excellent savings company.

Review Zopa: Fixed term savings account now

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