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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Great Easy to use Platform - with great Interest rates

Found these guys and so glad I did, great interest rates and a number of different account options for you to choose from - very flexible. Easy to transfer money in & out and setup Standing orders to pay in and confirmation every time something hits the account - so would definitely recommend. Reviewed on: 4th April 2023

Zopa - so easy to save

Easy to use app. Good customer service and completive rate Reviewed on: 4th April 2023

Good account

Thank you for my Savings account . Very easy to set up and deal with. Reviewed on: 4th April 2023

Savings account

The ease of using Zopa savings accounts has been amazing. I love it! Reviewed on: 4th April 2023

so easy and great rates

Very straightforward to set up fixed rate savings. Fantastic rates. Reviewed on: 4th April 2023

Great savinfs

Smooth to set up. We'll informed, great rates. What's not to like Reviewed on: 4th April 2023

Best ever savings

I renewed my kitchen doors for free from the interest I got amazing Reviewed on: 4th April 2023

A flexible and accessible approach to high interest savings

As an existing Zopa customer who has had a loan with the company for several years it was an easy choice to take advantage of the savings accounts offered by Zopa. The app makes moving money in and out of the account really simple. Moving money between pots of differing interest rates is a great feature. You can select a higher rate for a fixed period of time or opt for a lower rate with greater accessibility. It makes it super easy to silo your money where you will need it and make your savings work for you. The app is reliable, simple and secure. I would easily recommend Zopa to friends and family due to the positive experience that I’ve had. Reviewed on: 4th April 2023

Top App Based Savings Account

User friendly app with great rates Reviewed on: 4th April 2023

Ahead of the game!!

I run several easy access and fixed term saving accounts and over the past year Zopa have been the first to raise interest rates and usually by the most. Great communication and a user-friendly app make them number one for me.... Reviewed on: 4th April 2023

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