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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great savinfs

Smooth to set up. We'll informed, great rates. What's not to like Reviewed on: 4th April 2023

Best ever savings

I renewed my kitchen doors for free from the interest I got amazing Reviewed on: 4th April 2023

A flexible and accessible approach to high interest savings

As an existing Zopa customer who has had a loan with the company for several years it was an easy choice to take advantage of the savings accounts offered by Zopa. The app makes moving money in and out of the account really simple. Moving money between pots of differing interest rates is a great feature. You can select a higher rate for a fixed period of time or opt for a lower rate with greater accessibility. It makes it super easy to silo your money where you will need it and make your savings work for you. The app is reliable, simple and secure. I would easily recommend Zopa to friends and family due to the positive experience that I’ve had. Reviewed on: 4th April 2023

Top App Based Savings Account

User friendly app with great rates Reviewed on: 4th April 2023

Ahead of the game!!

I run several easy access and fixed term saving accounts and over the past year Zopa have been the first to raise interest rates and usually by the most. Great communication and a user-friendly app make them number one for me.... Reviewed on: 4th April 2023

Amazing

Easy to use app and just great product Reviewed on: 4th April 2023

Easy to use, amazing returns

Zopa was the easiest, most user-friendly way to get up to 3.5% return on my deposits. I'm saving for a house and the 3-month savers option is great! Reviewed on: 4th April 2023

The Cream of the Crop

Zopa is a very good financial provider which offers excellent service to its customers with constant updates and great interest on its accounts. Reviewed on: 4th April 2023

Easy peasy

Easy to set up; easy to create separate savings pots and switch money between those pots. And, competitive interest rates. Reviewed on: 4th April 2023

Good interest rates

Your told. upfront how long your money is tied up for or how long the waiting period to access your money is. The interest rates are good and rise with the BoE base rate - they don’t wait months to raise them a little. Interest is paid monthly into the different accounts not just paid into the basic one. Reviewed on: 4th April 2023

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