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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Amazing products, exactly when I need them!

Can't recommend Zopa enough, they are are brilliant company. Reviewed on: 4th April 2023

Very easy and clear to use

The app is very clear and easy to use. Plenty of information and guidance regarding the terms and conditions. Also, really good interest rates. Reviewed on: 4th April 2023

Banking made easy

Love how intuitive the app is. All the information you need without information overload. Also great rates! What more would you want? Reviewed on: 4th April 2023

Mrs C Andrea

Very happy with this- I have my family on it too - easy to setup and manage with a good interest rate Reviewed on: 4th April 2023

Amazing, Fast , Helpful

Great rates and options for flexible and fixed amounts with the option for 7 days notice accounts. This has been great due to cost of living crisis, this has been amazing. Things happen and emergencies call for extra cash without penalty. Zopa is the solution to this. giving greater control over your money while earning a good rate of interest on your money. Zopa is fast to update its interest rates so don't feel the need to move to different providers for a great return on savings. Looking forward to seeing what else they can offer. Reviewed on: 4th April 2023

Lots of savings

High interest percentages as well as monthly bonuses makes it so worth having a zopa account Reviewed on: 4th April 2023

Excellent service

Easy to use app. Quick and efficient email response. Reviewed on: 4th April 2023

Great Rates, Simple Processes

A Which recommended provider review led me to their services and app. Exceptionally straightforward app with very competitive rates and the reassurance of FSCS backing completes a great offering. Reviewed on: 4th April 2023

Great Easy to use Platform - with great Interest rates

Found these guys and so glad I did, great interest rates and a number of different account options for you to choose from - very flexible. Easy to transfer money in & out and setup Standing orders to pay in and confirmation every time something hits the account - so would definitely recommend. Reviewed on: 4th April 2023

Zopa - so easy to save

Easy to use app. Good customer service and completive rate Reviewed on: 4th April 2023

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