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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Mrs C Andrea

Very happy with this- I have my family on it too - easy to setup and manage with a good interest rate Reviewed on: 4th April 2023

Amazing, Fast , Helpful

Great rates and options for flexible and fixed amounts with the option for 7 days notice accounts. This has been great due to cost of living crisis, this has been amazing. Things happen and emergencies call for extra cash without penalty. Zopa is the solution to this. giving greater control over your money while earning a good rate of interest on your money. Zopa is fast to update its interest rates so don't feel the need to move to different providers for a great return on savings. Looking forward to seeing what else they can offer. Reviewed on: 4th April 2023

Lots of savings

High interest percentages as well as monthly bonuses makes it so worth having a zopa account Reviewed on: 4th April 2023

Excellent service

Easy to use app. Quick and efficient email response. Reviewed on: 4th April 2023

Great Rates, Simple Processes

A Which recommended provider review led me to their services and app. Exceptionally straightforward app with very competitive rates and the reassurance of FSCS backing completes a great offering. Reviewed on: 4th April 2023

Great Easy to use Platform - with great Interest rates

Found these guys and so glad I did, great interest rates and a number of different account options for you to choose from - very flexible. Easy to transfer money in & out and setup Standing orders to pay in and confirmation every time something hits the account - so would definitely recommend. Reviewed on: 4th April 2023

Zopa - so easy to save

Easy to use app. Good customer service and completive rate Reviewed on: 4th April 2023

Good account

Thank you for my Savings account . Very easy to set up and deal with. Reviewed on: 4th April 2023

Savings account

The ease of using Zopa savings accounts has been amazing. I love it! Reviewed on: 4th April 2023

so easy and great rates

Very straightforward to set up fixed rate savings. Fantastic rates. Reviewed on: 4th April 2023

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