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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to use app paying good rates of interest

Customise your term and get good rates of interest. Reviewed on: 4th April 2023

Great rates

Zopa run a very efficient ship with market leading rates Reviewed on: 4th April 2023

Easy peasy savings machine

Love this saving account. Can move my money back and forth whenever I need to. I get timely alerts to confirm any top ups or withdrawals Reviewed on: 4th April 2023

Easy to access

Great account to access online with competitive interest rates. Reviewed on: 4th April 2023

Great bank

I am happy with the savings account and highly recommend it. Reviewed on: 4th April 2023

Great rates, great service

I joined Zopa earlier this year and was really impressed by how easy it was to open a savings account. The app is great too. Zopa’s rates are very good and I like their innovation with the ability to open different savings pots. Well done Zopa. Reviewed on: 4th April 2023

Super savings

Easy to manage and interest rate increases are passed on to their existing accounts Reviewed on: 4th April 2023

Amazing products, exactly when I need them!

Can't recommend Zopa enough, they are are brilliant company. Reviewed on: 4th April 2023

Very easy and clear to use

The app is very clear and easy to use. Plenty of information and guidance regarding the terms and conditions. Also, really good interest rates. Reviewed on: 4th April 2023

Banking made easy

Love how intuitive the app is. All the information you need without information overload. Also great rates! What more would you want? Reviewed on: 4th April 2023

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