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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Brilliant

So happy to find a fair banking product. Easy to use app and great communication. Reviewed on: 3rd April 2023

Exceptional saving rates!

Not only at the rates excellent but the ease of use of the app is amazing. The best thing is being able to split your savings between different pots and different rates depending on how quickly you can access your money. Top notch. Reviewed on: 3rd April 2023

Fantastic with amazing interest

Been a customer for a couple years now and Zoopa has taken me from hundrednaire to thousandaire 10/10 recommend Reviewed on: 3rd April 2023

Stress free banking

Easy to use banking app, always excellent interest rates Reviewed on: 3rd April 2023

So easy to set up and view account

Easy set up, straightforward to use good levels of communication, and a decent interest rate nothing to dislike here. Reviewed on: 3rd April 2023

Brilliant!

Such a great savings account; with so many different ways to save! It’s my favourite way to save for rainy days Reviewed on: 3rd April 2023

Really good rates

I enjoy the flexibility of zopa and like how you can, get better rates by committing your money for longer. Can be just a week or months Reviewed on: 3rd April 2023

Easy, Clear with fantastic interest rate

Looking for best savings account to maximise interest on house deposit. Zopa pay to rates, opening an account was really straightforward and can see interest as it’s added each month, highly recommend Zopa Reviewed on: 3rd April 2023

Perfect for me

My money was in a savings account with my bank, I got pennies of interest from them, since changing to zopa I am seeing the pounds mount up, would highly recommend them Reviewed on: 3rd April 2023

Great institution

Excellent app. Also like the fact interest rates have been updated almost as soon as the Bank of England announces them. Reviewed on: 3rd April 2023

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