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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easy to manage savings account

Easy to manage savings account, nice App Reviewed on: 3rd April 2023

Easy to access and use with good rates

I have found setting up and using Zopa very easy and they provide good interest rates Reviewed on: 3rd April 2023

Easy To Use and Top Rates

Really simple to use the app and customer support, and really competitive rates. The idea of increased rates for having it in a Boosted pot is great Reviewed on: 3rd April 2023

Excellent the best by a mile

Couldnt get better ...believe me Uve tried them all Reviewed on: 3rd April 2023

Amazing product

very easy to use and good rates Reviewed on: 3rd April 2023

Zopa is excellent

Zopa are very proactive as market leaders handing over increases in interest rates as soon as they are announced Reviewed on: 3rd April 2023

Simple and easy to use, great rates.

Linked banking is so beneficial with competitive interest rates, all easily administered on my mobile phone. Love the whole concept. Reviewed on: 3rd April 2023

Transparent and super flexible

I moved most of my savings to ZOPA and have been delighted with the ease of administration and options. Very clear, good rates of interest which are adjusted to the market and a prompt withdrawal process. Their APP is easy to use too. Reviewed on: 3rd April 2023

Simply the best

Zopa leads the way with the best interest rates. Reviewed on: 3rd April 2023

So straightforward

For someone who is wary of using banking apps, setting up and managing accounts with Zopa is so straightforward and communication is great. Reviewed on: 3rd April 2023

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