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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Easy To Use and Top Rates

Really simple to use the app and customer support, and really competitive rates. The idea of increased rates for having it in a Boosted pot is great Reviewed on: 3rd April 2023

Excellent the best by a mile

Couldnt get better ...believe me Uve tried them all Reviewed on: 3rd April 2023

Amazing product

very easy to use and good rates Reviewed on: 3rd April 2023

Zopa is excellent

Zopa are very proactive as market leaders handing over increases in interest rates as soon as they are announced Reviewed on: 3rd April 2023

Simple and easy to use, great rates.

Linked banking is so beneficial with competitive interest rates, all easily administered on my mobile phone. Love the whole concept. Reviewed on: 3rd April 2023

Transparent and super flexible

I moved most of my savings to ZOPA and have been delighted with the ease of administration and options. Very clear, good rates of interest which are adjusted to the market and a prompt withdrawal process. Their APP is easy to use too. Reviewed on: 3rd April 2023

Simply the best

Zopa leads the way with the best interest rates. Reviewed on: 3rd April 2023

So straightforward

For someone who is wary of using banking apps, setting up and managing accounts with Zopa is so straightforward and communication is great. Reviewed on: 3rd April 2023

Easy to use - clear to understand and they also reply quickly!

Easiest online bank savings app there is! Easy to use, clear to understand, can move money around between accounts without an issue and even better they are quick to reply if you have a query! Reviewed on: 3rd April 2023

All good

All good, great I interest rate, good app. What more can I say. Reviewed on: 3rd April 2023

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