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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great Flexibale options

Love the Zopa app. It is fantastic how you can allocate money to different pots and therefore choose how much notice you have to give. The longer the notice the higher the interest rate. Simple :-) Reviewed on: 3rd April 2023

Great Rates

The fixed rates are above other companies I've dealt with. Reviewed on: 3rd April 2023

Responsive

At last a savings account that puts interest up fast. Well done. Reviewed on: 3rd April 2023

Hassle free savings account

So easy to set up. Good rates on savings accounts, and easy to understand everything. My 21 yo grandson was very impressed and even opened an account himself. Reviewed on: 3rd April 2023

Easy and fruitful

Excellent rates for savers of all kinds. Long or short term. Best rates around. Reviewed on: 3rd April 2023

Great app & service

Easy-to-use app. Setup in minutes. Great rates too Reviewed on: 3rd April 2023

Great Interest Rates. Great App

This is the first time I've used an App based bank. I only have positive things to say. The interest offered is very attractive. The actual App is very easy to use. And the ability to create as many savings pots as I require is fantastic. Reviewed on: 3rd April 2023

Highly recommended

Highly recommended savings accounts to have. Great rates and easy to use. Reviewed on: 3rd April 2023

Amazing, handy little savings app!

This is a fantastic App! Easy to set up and send regular or intermittent amounts of money to. Increases in Interest rates have been swiftly added to make the most of the savings. Great to be able to set up different “pots” depending on when and how you need to money later. I love it. Reviewed on: 3rd April 2023

Dynamic, reliable

Transparent and easy process to save. Reviewed on: 3rd April 2023

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