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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easy to use - clear to understand and they also reply quickly!

Easiest online bank savings app there is! Easy to use, clear to understand, can move money around between accounts without an issue and even better they are quick to reply if you have a query! Reviewed on: 3rd April 2023

All good

All good, great I interest rate, good app. What more can I say. Reviewed on: 3rd April 2023

Easy to use great rates

Easy to use great rates. Would recommend to anyone Reviewed on: 3rd April 2023

User friendly

Very user friendly and good flexibility along with interest rates. Reviewed on: 3rd April 2023

User friendly and great rates

Opened an account a few months ago and am impressed with the user friendliness of the web site and the very good rates of interest with multiple choices of duration of fixed term. Reviewed on: 3rd April 2023

Great Flexibale options

Love the Zopa app. It is fantastic how you can allocate money to different pots and therefore choose how much notice you have to give. The longer the notice the higher the interest rate. Simple :-) Reviewed on: 3rd April 2023

Great Rates

The fixed rates are above other companies I've dealt with. Reviewed on: 3rd April 2023

Responsive

At last a savings account that puts interest up fast. Well done. Reviewed on: 3rd April 2023

Hassle free savings account

So easy to set up. Good rates on savings accounts, and easy to understand everything. My 21 yo grandson was very impressed and even opened an account himself. Reviewed on: 3rd April 2023

Easy and fruitful

Excellent rates for savers of all kinds. Long or short term. Best rates around. Reviewed on: 3rd April 2023

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