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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Great app & service

Easy-to-use app. Setup in minutes. Great rates too Reviewed on: 3rd April 2023

Great Interest Rates. Great App

This is the first time I've used an App based bank. I only have positive things to say. The interest offered is very attractive. The actual App is very easy to use. And the ability to create as many savings pots as I require is fantastic. Reviewed on: 3rd April 2023

Highly recommended

Highly recommended savings accounts to have. Great rates and easy to use. Reviewed on: 3rd April 2023

Amazing, handy little savings app!

This is a fantastic App! Easy to set up and send regular or intermittent amounts of money to. Increases in Interest rates have been swiftly added to make the most of the savings. Great to be able to set up different “pots” depending on when and how you need to money later. I love it. Reviewed on: 3rd April 2023

Dynamic, reliable

Transparent and easy process to save. Reviewed on: 3rd April 2023

Slick

Good rates, great app and user friendly. Have recommended Reviewed on: 3rd April 2023

Great product, great service

Great saving rates, easy to set up and use app, friendly helpful staff Reviewed on: 3rd April 2023

Easy simple friendly

Everything I would want from a finance product, easy to use, simple to understand.. Reviewed on: 3rd April 2023

Excellent Savings Rates

Beat all the other companies with their top saving Rates and easy access accounts Reviewed on: 3rd April 2023

Fixed term savings

Very easy to set up an account and link it to your bank account. Excellent customer service and have recommended Zopa to all my family and friends Reviewed on: 3rd April 2023

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