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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Highly recommended

5
Highly recommended savings accounts to have. Great rates and easy to use. Reviewed on: 3rd April 2023

Amazing, handy little savings app!

5
This is a fantastic App! Easy to set up and send regular or intermittent amounts of money to. Increases in Interest rates have been swiftly added to make the most of the savings. Great to be able to set up different “pots” depending on when and how you need to money later. I love it. Reviewed on: 3rd April 2023

Dynamic, reliable

5
Transparent and easy process to save. Reviewed on: 3rd April 2023

Slick

5
Good rates, great app and user friendly. Have recommended Reviewed on: 3rd April 2023

Great product, great service

5
Great saving rates, easy to set up and use app, friendly helpful staff Reviewed on: 3rd April 2023

Easy simple friendly

5
Everything I would want from a finance product, easy to use, simple to understand.. Reviewed on: 3rd April 2023

Excellent Savings Rates

5
Beat all the other companies with their top saving Rates and easy access accounts Reviewed on: 3rd April 2023

Fixed term savings

5
Very easy to set up an account and link it to your bank account. Excellent customer service and have recommended Zopa to all my family and friends Reviewed on: 3rd April 2023

Savings made clear and easy

5
Superb service. Savings are clear and easy to see. Interest rates are highly competitive and the app is a doddle to use. Love it! Reviewed on: 3rd April 2023

Simple savings

5
Easy to set up , user friendly app and instructions Reviewed on: 3rd April 2023

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