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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Slick

Good rates, great app and user friendly. Have recommended Reviewed on: 3rd April 2023

Great product, great service

Great saving rates, easy to set up and use app, friendly helpful staff Reviewed on: 3rd April 2023

Easy simple friendly

Everything I would want from a finance product, easy to use, simple to understand.. Reviewed on: 3rd April 2023

Excellent Savings Rates

Beat all the other companies with their top saving Rates and easy access accounts Reviewed on: 3rd April 2023

Fixed term savings

Very easy to set up an account and link it to your bank account. Excellent customer service and have recommended Zopa to all my family and friends Reviewed on: 3rd April 2023

Savings made clear and easy

Superb service. Savings are clear and easy to see. Interest rates are highly competitive and the app is a doddle to use. Love it! Reviewed on: 3rd April 2023

Simple savings

Easy to set up , user friendly app and instructions Reviewed on: 3rd April 2023

Easy to set up and quick transfer of funds. Great % rate if you don't need the money

It was so easy to set up my savings account. Normally it takes a good 1 2 weeks in the past!! If you don't need your money and can lock it away you can achieve a great rate!! I highly recommend Zopa Reviewed on: 3rd April 2023

Extremely friendly user face

Zopa is probably one of the only platforms that I’ve found to be incredibly easy and intuitive. I’ve been using it for a while and have not needed customer service. It’s straight forward and pretty good for me! Reviewed on: 3rd April 2023

Savings Return

Great saving rates, and user friendly site. Reviewed on: 3rd April 2023

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