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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Easy to set up and quick transfer of funds. Great % rate if you don't need the money

It was so easy to set up my savings account. Normally it takes a good 1 2 weeks in the past!! If you don't need your money and can lock it away you can achieve a great rate!! I highly recommend Zopa Reviewed on: 3rd April 2023

Extremely friendly user face

Zopa is probably one of the only platforms that I’ve found to be incredibly easy and intuitive. I’ve been using it for a while and have not needed customer service. It’s straight forward and pretty good for me! Reviewed on: 3rd April 2023

Savings Return

Great saving rates, and user friendly site. Reviewed on: 3rd April 2023

Good account

Been very easy to open an account and use it Reviewed on: 3rd April 2023

Simples

Quick and easy set up - money transferred in quick and started earning interest straight away. Love the ability to lock away longer in separate pots to earn more. Very straightforward and works. Why can’t all banking be like this? Reviewed on: 3rd April 2023

VERY EASY AND CLEAR TO USE

Was recommended by my eldest daughter, myself and my husband signed up for accounts and also recommended to my younger daughter who has also opened accounts with ZOPa Reviewed on: 3rd April 2023

Excellent. Automatically increased my interest

I like that I get regular interest rate increases on my savings without having to do anything Reviewed on: 3rd April 2023

Quick to setup, Easy to use

Setup was very quick and verification was simple. Adding money to my savings account only takes about 5 minutes to show in my account. It would be nice to know when interest is earned on the account and a breakdown of applied interest that month Reviewed on: 3rd April 2023

Excellent

This product was mentioned by Which Magazine and I am so pleased I applied for an account . It is so easy to use and gives an excellent rate ot interest. Reviewed on: 3rd April 2023

Smooth Operation

Easy to use and navigate App. Good communication too Reviewed on: 3rd April 2023

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