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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Savings made clear and easy

Superb service. Savings are clear and easy to see. Interest rates are highly competitive and the app is a doddle to use. Love it! Reviewed on: 3rd April 2023

Simple savings

Easy to set up , user friendly app and instructions Reviewed on: 3rd April 2023

Easy to set up and quick transfer of funds. Great % rate if you don't need the money

It was so easy to set up my savings account. Normally it takes a good 1 2 weeks in the past!! If you don't need your money and can lock it away you can achieve a great rate!! I highly recommend Zopa Reviewed on: 3rd April 2023

Extremely friendly user face

Zopa is probably one of the only platforms that I’ve found to be incredibly easy and intuitive. I’ve been using it for a while and have not needed customer service. It’s straight forward and pretty good for me! Reviewed on: 3rd April 2023

Savings Return

Great saving rates, and user friendly site. Reviewed on: 3rd April 2023

Good account

Been very easy to open an account and use it Reviewed on: 3rd April 2023

Simples

Quick and easy set up - money transferred in quick and started earning interest straight away. Love the ability to lock away longer in separate pots to earn more. Very straightforward and works. Why can’t all banking be like this? Reviewed on: 3rd April 2023

VERY EASY AND CLEAR TO USE

Was recommended by my eldest daughter, myself and my husband signed up for accounts and also recommended to my younger daughter who has also opened accounts with ZOPa Reviewed on: 3rd April 2023

Excellent. Automatically increased my interest

I like that I get regular interest rate increases on my savings without having to do anything Reviewed on: 3rd April 2023

Quick to setup, Easy to use

Setup was very quick and verification was simple. Adding money to my savings account only takes about 5 minutes to show in my account. It would be nice to know when interest is earned on the account and a breakdown of applied interest that month Reviewed on: 3rd April 2023

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