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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Excellent

5
I’ve been really happy with my fixed term saver and would recommend Zopa (I have already recommended a few friends and family members who have already signed up) Reviewed on: 3rd April 2023

Great rates

5
Zopa has offered great responsive rates! Reviewed on: 3rd April 2023

fantastic app

5
Great bank, user friendly, definitely recommend Reviewed on: 3rd April 2023

Easy to use

5
Really easy to understand rates and move money from easy access to fixed savings pots. Reviewed on: 3rd April 2023

Friendly information

5
I’m absolutely amazed at what my saving have achieved just with zopa mentioning to me about my savings pot. It’s made me want to save more Reviewed on: 3rd April 2023

Fantastic account

5
My savings accounts with zopa have great interest rates and an easy to use app and they regularly keep you informed of any changes Reviewed on: 3rd April 2023

Excellent Savings account

5
It’s a really good interest rate and really easy to use and a good way of saving!! Reviewed on: 3rd April 2023

Great rates, simple App

5
The Zopa app is really simple to use & offers great savings rates Reviewed on: 3rd April 2023

Easy to use. Top service

5
Had no issues with Zopa. Quick and easy to set up Reviewed on: 3rd April 2023

Great Rates - Easy Management

5
Happy with my short term deposit accounts, decent rates and easy access Reviewed on: 3rd April 2023

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