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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Fantastic rates, easy to use.

Tempted by fantastic rates I moved to Zopa. Couldn’t have been easier. My son has also just switched over and is enjoying the benefits of Zopa. Reviewed on: 3rd April 2023

Great

I have been saving towards my new house which is nearly finished being built and this saving account has been brilliant. I was able to lock the money away for a period that suited me (my usual bank did not offer anything less than a year) and better interest rates than my usual bank too. Well done Zopa for giving customers what they need rather than the customer having to fit a very outdated model with outdated products. Going forward this is going to be my preferred method of saving as I can have lots of pots for different plans for the future. Reviewed on: 3rd April 2023

Smart!

Brilliantly thought out app, with different levels of account lock down options, with fantastic rates. Already recommended. Reviewed on: 3rd April 2023

Great!

Easy and good rates. Have ypped rates a few times in a few months! Reviewed on: 3rd April 2023

Great for savings

Really simple and easy to use. App is great. Reviewed on: 3rd April 2023

Brilliant interest rates!

Was referred by my brother for the amazing interest rates, I’ve only been with Zopa for 4 months but have earned a great with the interest. Keep telling my friends to get on Zopa to save more money Reviewed on: 3rd April 2023

Great flexible savings plan

Recommended by Martin Lewis , really easy to use with great rates , recommended to all my friends Reviewed on: 3rd April 2023

No.1 bank for simplicity and great interest rates

Was delighted when I discovered Zopa! It was so straightforward to set up a savings account and it gives really good interest rates compared to competitors. Reviewed on: 3rd April 2023

Amazing interest rate

Love the interest rate. Higher than other banks Reviewed on: 3rd April 2023

The best bank for a fixed term savings account!

I have been searching for a place to put my current savings as I am saving for a house. I was recommended by a friend to put my savings in to a Zopa fixed term savings account as their interest rate is by far one of the best i’ve seen. Their app is really easy and within a few minutes i was able to set up an account with Zopa and move my savings over. Would 100% recommend to anyone looking for somewhere with high interest to put their savings. Reviewed on: 3rd April 2023

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