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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Zopa brilliant

5
Easy to do business with, great app. Reviewed on: 3rd April 2023

Wish I'd switched sooner

5
Zopa fixed savings account was recommended to me based on their interest rates right now! I'm so glad I switched, and am already earning much more interest than my previous account. I love the flexibility of different savers with different access times, all still at great rates. Great little app too, and am enjoying setting up different saving pots. Reviewed on: 3rd April 2023

Rate is Great, App is Better

5
I opened up a one year fixed saving account and still it has the best rate. So I am very happy. Also I'm using their instant access saving accounts which is very easy to use and their rates are top Reviewed on: 3rd April 2023

Easy savings

5
Zopa was very easy to set up and easy to manage! Reviewed on: 3rd April 2023

Best long term savings account

5
Zopa provides the best return for long term savers. Reviewed on: 3rd April 2023

Happy Zopa saver

5
Great savings option. Rates are typically market leading, especially for easy access savings. Very easy to top up and withdraw from. I like that you can link more than one nominated account. Happy to be a Zopa saver! Reviewed on: 3rd April 2023

Just great!

5
Have a Zopa fixed savings account has helped me to be in control of my savings whilst earning interest at the same time. Reviewed on: 3rd April 2023

Best savings account

5
Zopa was so easy to set up and clearly details how to have different pots and how they work. The interest rates are very competitive. Definitely the best place to save cash. Reviewed on: 3rd April 2023

Extremely easy

5
Easy to set up an account and very easy to use app. No complaints and would recommend to friends and family. Reviewed on: 3rd April 2023

Lovey savings account

5
Super easy to use and great rates what more can you need Reviewed on: 3rd April 2023

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