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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Amazing interest rate

Love the interest rate. Higher than other banks Reviewed on: 3rd April 2023

The best bank for a fixed term savings account!

I have been searching for a place to put my current savings as I am saving for a house. I was recommended by a friend to put my savings in to a Zopa fixed term savings account as their interest rate is by far one of the best i’ve seen. Their app is really easy and within a few minutes i was able to set up an account with Zopa and move my savings over. Would 100% recommend to anyone looking for somewhere with high interest to put their savings. Reviewed on: 3rd April 2023

Zopa brilliant

Easy to do business with, great app. Reviewed on: 3rd April 2023

Wish I'd switched sooner

Zopa fixed savings account was recommended to me based on their interest rates right now! I'm so glad I switched, and am already earning much more interest than my previous account. I love the flexibility of different savers with different access times, all still at great rates. Great little app too, and am enjoying setting up different saving pots. Reviewed on: 3rd April 2023

Rate is Great, App is Better

I opened up a one year fixed saving account and still it has the best rate. So I am very happy. Also I'm using their instant access saving accounts which is very easy to use and their rates are top Reviewed on: 3rd April 2023

Easy savings

Zopa was very easy to set up and easy to manage! Reviewed on: 3rd April 2023

Best long term savings account

Zopa provides the best return for long term savers. Reviewed on: 3rd April 2023

Happy Zopa saver

Great savings option. Rates are typically market leading, especially for easy access savings. Very easy to top up and withdraw from. I like that you can link more than one nominated account. Happy to be a Zopa saver! Reviewed on: 3rd April 2023

Just great!

Have a Zopa fixed savings account has helped me to be in control of my savings whilst earning interest at the same time. Reviewed on: 3rd April 2023

Best savings account

Zopa was so easy to set up and clearly details how to have different pots and how they work. The interest rates are very competitive. Definitely the best place to save cash. Reviewed on: 3rd April 2023

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