Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Fixed term savings account reviews (1793)

Souper

5
Great stuff for monthly interest gives me a second income Reviewed on: 3rd April 2023
dave richardson's avatar
dave richardson

Simple Banking

5
Opened an account with Zopa about 6 months ago for instant access savings account and also a fixed term savings account. Been really happy with service and the APP nice and simple and straight forward. Reviewed on: 3rd April 2023
Damian Jones's avatar
Damian Jones

Excellent

5
Excellent rates and very useful and easy app to use. Reviewed on: 3rd April 2023
Rebecca Jane's avatar
Rebecca Jane

Easy to use and good interest rates

5
Hi we’ve had loans and savings with this company for a long time, since they were an early startup, and they have always done well for us, as well as being very user friendly, thank you Reviewed on: 3rd April 2023
Nicoletta Pullan's avatar
Nicoletta Pullan

Excellent

5
Easy to set up, no problems with access. App excellent, easy to use and understand. Great interest rate. Reviewed on: 3rd April 2023
Jenny Mitchelmore's avatar
Jenny Mitchelmore

Great savings accounts

5
Opened 3 savings accounts last year,all are performing well.As soon as the interest rate changes you are informed, which is great. Reviewed on: 3rd April 2023
Jeffrey watson's avatar
Jeffrey watson

Easy interface for best rates

5
Zopa was recommended to me as my digital bank wasn't offering best market rates. I instantly loved the easy to use interface and leading market rates as well as Zopa's aim to maintain the competitiveness of the rates, meaning I don't have to shop around every time the BoE increases the rates. Highly recommended! Reviewed on: 3rd April 2023
Johann Toubkiss 's avatar
Johann Toubkiss

Christmas Beano

5
Used Zopa for my Christmas savings. Great way to put money aside with easy access to my account to make monthly contributions and the interest rate offered is very competitive. Reviewed on: 3rd April 2023
Gary's avatar
Gary

good savings

5
the savings account is pretty good, haven't had any issues with it Reviewed on: 3rd April 2023
Kiera Mason's avatar
Kiera Mason

Excellence in a savings account

5
High standards, zero problems, excellent communication. Reviewed on: 3rd April 2023
m. learoyd's avatar
m. learoyd

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69080 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill