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Zopa: Fixed term savings account reviews

View other Zopa products
4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Extremely easy

5
Easy to set up an account and very easy to use app. No complaints and would recommend to friends and family. Reviewed on: 3rd April 2023
Joshua Whateley's avatar
Joshua Whateley

Lovey savings account

5
Super easy to use and great rates what more can you need Reviewed on: 3rd April 2023
Heather England 's avatar
Heather England

Souper

5
Great stuff for monthly interest gives me a second income Reviewed on: 3rd April 2023
dave richardson's avatar
dave richardson

Simple Banking

5
Opened an account with Zopa about 6 months ago for instant access savings account and also a fixed term savings account. Been really happy with service and the APP nice and simple and straight forward. Reviewed on: 3rd April 2023
Damian Jones's avatar
Damian Jones

Excellent

5
Excellent rates and very useful and easy app to use. Reviewed on: 3rd April 2023
Rebecca Jane's avatar
Rebecca Jane

Easy to use and good interest rates

5
Hi we’ve had loans and savings with this company for a long time, since they were an early startup, and they have always done well for us, as well as being very user friendly, thank you Reviewed on: 3rd April 2023
Nicoletta Pullan's avatar
Nicoletta Pullan

Excellent

5
Easy to set up, no problems with access. App excellent, easy to use and understand. Great interest rate. Reviewed on: 3rd April 2023
Jenny Mitchelmore's avatar
Jenny Mitchelmore

Great savings accounts

5
Opened 3 savings accounts last year,all are performing well.As soon as the interest rate changes you are informed, which is great. Reviewed on: 3rd April 2023
Jeffrey watson's avatar
Jeffrey watson

Easy interface for best rates

5
Zopa was recommended to me as my digital bank wasn't offering best market rates. I instantly loved the easy to use interface and leading market rates as well as Zopa's aim to maintain the competitiveness of the rates, meaning I don't have to shop around every time the BoE increases the rates. Highly recommended! Reviewed on: 3rd April 2023
Johann Toubkiss 's avatar
Johann Toubkiss

Christmas Beano

5
Used Zopa for my Christmas savings. Great way to put money aside with easy access to my account to make monthly contributions and the interest rate offered is very competitive. Reviewed on: 3rd April 2023
Gary's avatar
Gary

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