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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Great product

4
The app is very easy to use with my bank. Gui is simple and effective. Does what it says on the tin. Reviewed on: 3rd April 2023

Great experience

5
The app is very user friendly, and the rates very competitive. Reviewed on: 3rd April 2023

Very User friendly

5
I have had zero issues or concerns while using g Zopa. The app is very user friendly and simple to use. Reviewed on: 3rd April 2023

My experience

5
I found dealing with zopa clear and good returns Reviewed on: 3rd April 2023

Best rates with no hassle !

5
Nice simple app . . Cost effective with good rates. Reviewed on: 3rd April 2023

Future Hope

5
Although I have not yet started saving I have confidence in Zopa to look after my finances. Reviewed on: 3rd April 2023

Great Bank!

5
Awesome bank, amazing app and services, fantastic interest rates Reviewed on: 3rd April 2023

Great

5
Easy to use, money goes in and out straight away, great company very happy with zopa for my savings. Reviewed on: 3rd April 2023

Regularly recommend

5
So easy to use and very fair in how interest is set. Reviewed on: 3rd April 2023

Encouraging support to save

5
Fantastic accounts available, they encourage you to save & have many options for your money, easy access savings accounts and fixed term accounted, all easy to use on app & to switch money into accounts Reviewed on: 3rd April 2023

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