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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Best rates

Great customer service and overall savings rates and easy setup all rolled into one have been great Reviewed on: 3rd April 2023

Great interest rate

Excellent interest rate for your Reviewed on: 3rd April 2023

Excellent website

Easy to use website made opening and managing account very easy Reviewed on: 3rd April 2023

Fantastic company

Great to have a bank that does what it promises to do provide the customer with in the moment interest rates very reactive to market conditions and provides fantastic flexibility Reviewed on: 3rd April 2023

Easy to check and follow and sensible rates of interest

Simple to use. Good interest paid monthly. Flexible. Reviewed on: 3rd April 2023

Great

Does exactly what is promised.....excellent...already recommended to friends and family Reviewed on: 3rd April 2023

Fantastic Service

Cannot recommend Zopa highly enough, and I have already recommended to four people. Easy App, excellent customer service whenever I've spoken to them Reviewed on: 3rd April 2023

Savings

Really easy to set up and access account. Good saving rates. Couldn’t ask for more. Reviewed on: 3rd April 2023

Excellent account

The savings pots are very handy, very easy to use and user friendly Reviewed on: 3rd April 2023

Great account

Excellent online account, clear and easy to use. Reviewed on: 3rd April 2023

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