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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Regularly recommend

So easy to use and very fair in how interest is set. Reviewed on: 3rd April 2023

Encouraging support to save

Fantastic accounts available, they encourage you to save & have many options for your money, easy access savings accounts and fixed term accounted, all easy to use on app & to switch money into accounts Reviewed on: 3rd April 2023

Amazing Savings, efficient and effective

My Zopa savings have been amazing especially because I do have bad spending habits. I have tried savings with banks but money is always easily accessible to me which is where Zopa stands out because it gives options with how to save from instant access to giving month’s notice. Making it hard to access your money due to the wait to receive payment - which is brilliant for me personally because It stops me from using the money and being able to save long term. This was literally a last resort for me. I don’t regret it. Reviewed on: 3rd April 2023

Simply amazing! The money keeps growing

So true. It was so easy to set up my account and the interest rate keeps increasing, the money keeps growing. What else could you want?! Reviewed on: 3rd April 2023

Simply the best

Great app good rate of savings , no issues at all Reviewed on: 3rd April 2023

Best rates

Great customer service and overall savings rates and easy setup all rolled into one have been great Reviewed on: 3rd April 2023

Great interest rate

Excellent interest rate for your Reviewed on: 3rd April 2023

Excellent website

Easy to use website made opening and managing account very easy Reviewed on: 3rd April 2023

Fantastic company

Great to have a bank that does what it promises to do provide the customer with in the moment interest rates very reactive to market conditions and provides fantastic flexibility Reviewed on: 3rd April 2023

Easy to check and follow and sensible rates of interest

Simple to use. Good interest paid monthly. Flexible. Reviewed on: 3rd April 2023

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