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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Safe, sexy savings on one simple App!

5
On Zopa the interest rate just keeps rising! Great communication and ease of use. If you want safe, sexy savings all on one accessible App then what are you waiting for! Get your Zopa on! It's Zuper! Reviewed on: 3rd April 2023

Zapping Zopa

5
Great account and after opening I have been zapped. By its high interest rates on my saving. Couldn't be better. Reviewed on: 3rd April 2023

Easy and secure

5
Got a fixed term saving accounts and it's fantastic. Easy to manage my money and see what I have and what interest I have earned. Would completely recommend. Reviewed on: 3rd April 2023

Zopa is the best

5
unparalleld customer service paired with great rates and supreme usability, can't recommend enough! Reviewed on: 3rd April 2023

Simple and easy savings

5
Great rates and a really reliable and easy to navigate app Reviewed on: 3rd April 2023

Simplicity and effective

5
The whole process from account opening to transacting is as simple as can be. Straight talking info and all the guidance you need. I love it! Reviewed on: 3rd April 2023

Top bank

5
Zopa leaves High St banks in the shade. Easy to navigate and top interest rates. I’m delighted with it. Reviewed on: 3rd April 2023

Love the monthly interest payment

5
Love it - only reason for one star less is the broken open banking link whicj wont allow me move money from Barclays to savings as easy as i do with other appa Reviewed on: 3rd April 2023

Great savings provider!

5
Great rates and user friendly app, highly recommended Reviewed on: 3rd April 2023

I love Zopa

5
I am using Zopa for years now and always they offer great service Reviewed on: 3rd April 2023

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