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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Love the monthly interest payment

5
Love it - only reason for one star less is the broken open banking link whicj wont allow me move money from Barclays to savings as easy as i do with other appa Reviewed on: 3rd April 2023

Great savings provider!

5
Great rates and user friendly app, highly recommended Reviewed on: 3rd April 2023

I love Zopa

5
I am using Zopa for years now and always they offer great service Reviewed on: 3rd April 2023

Good app, easy to use and great rates!

5
Zopa has given me lots of options as regards how I can save. It gives me the flexibility to choose short or longer term savings accounts so I know that a pot of my money will be accessible when I need it while the rest works harder with a higher interest rate. It's a real timer saver to have different accounts all accessible via the app. Reviewed on: 3rd April 2023

Would definitely recommend

5
Great rates of interest and easy to use Reviewed on: 3rd April 2023

No hassle Savings Product with market leading rates

5
Zopa Savings Product on their mobile app is very customer friendly and easy to use. Their rates are always top in the market and the customer experience so far has been exceptional. I cannot recommend them enough Reviewed on: 3rd April 2023

Simple to use and superior to other investment apps

5
The fixed term savers are easy to top, money is withdrawn at predictable times when a direct debit is set up and the rates they offer are better than alternative saving apps I have used in the past. Definitely recommend Reviewed on: 3rd April 2023

Excellent

5
Very easy to set up and easy to use Reviewed on: 3rd April 2023

Great rates and easy to use

5
Love Zopa, so easy to transact and the app is so cool. Reviewed on: 3rd April 2023

Friendly and competitive

5
Good flexible and fun to use product. Reviewed on: 3rd April 2023

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