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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Simplicity and effective

The whole process from account opening to transacting is as simple as can be. Straight talking info and all the guidance you need. I love it! Reviewed on: 3rd April 2023

Top bank

Zopa leaves High St banks in the shade. Easy to navigate and top interest rates. I’m delighted with it. Reviewed on: 3rd April 2023

Love the monthly interest payment

Love it - only reason for one star less is the broken open banking link whicj wont allow me move money from Barclays to savings as easy as i do with other appa Reviewed on: 3rd April 2023

Great savings provider!

Great rates and user friendly app, highly recommended Reviewed on: 3rd April 2023

I love Zopa

I am using Zopa for years now and always they offer great service Reviewed on: 3rd April 2023

Good app, easy to use and great rates!

Zopa has given me lots of options as regards how I can save. It gives me the flexibility to choose short or longer term savings accounts so I know that a pot of my money will be accessible when I need it while the rest works harder with a higher interest rate. It's a real timer saver to have different accounts all accessible via the app. Reviewed on: 3rd April 2023

Would definitely recommend

Great rates of interest and easy to use Reviewed on: 3rd April 2023

No hassle Savings Product with market leading rates

Zopa Savings Product on their mobile app is very customer friendly and easy to use. Their rates are always top in the market and the customer experience so far has been exceptional. I cannot recommend them enough Reviewed on: 3rd April 2023

Simple to use and superior to other investment apps

The fixed term savers are easy to top, money is withdrawn at predictable times when a direct debit is set up and the rates they offer are better than alternative saving apps I have used in the past. Definitely recommend Reviewed on: 3rd April 2023

Excellent

Very easy to set up and easy to use Reviewed on: 3rd April 2023

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