Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1795)

Easy!

5
Easy to use app. Always works efficiently, even for a tech numpty, like me! Reviewed on: 3rd April 2023

Good saving rates.

5
Very impressed with the savings rates offered. Good communication and easy to use app which is what is needed when you are not 100% internet banking confident. Reviewed on: 3rd April 2023

Excellent Bank

5
The app is easy to use, the Bank seem to be completive with the interest rates. What more could I ask for. Reviewed on: 3rd April 2023

Brilliantly easy

5
So easy to set up and manage! I can’t recommend enough Reviewed on: 3rd April 2023

Easy!

5
Easy and usable mobile app, with good products. I started using this company for a easy 90-day access savings account. I liked the interest rate, I thought it was competitive. I will defintley look at Zopa again for my future saving needs. Reviewed on: 3rd April 2023

Friendly easy to deal with and a good return

5
Friendly and easy to deal with Good return for your savings Reviewed on: 3rd April 2023

Easy opening this account

5
Easy to use and understandable account with good interest too. What more do you want. Reviewed on: 3rd April 2023

Great product

5
Saving made easy, This bank has so much to offer and works with you to achieve your saving goals. Well done Zopa:-) Reviewed on: 3rd April 2023

Savings scheme

5
I was recommended to Zopa via Martin Lewis and have not been disappointed,very easy website and good interest rates. Reviewed on: 3rd April 2023

Great rates, easy to set up.

5
This account offered the best rates and was so simple to set up and transfer money to. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44348 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products