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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Excellent Bank

The app is easy to use, the Bank seem to be completive with the interest rates. What more could I ask for. Reviewed on: 3rd April 2023

Brilliantly easy

So easy to set up and manage! I can’t recommend enough Reviewed on: 3rd April 2023

Easy!

Easy and usable mobile app, with good products. I started using this company for a easy 90-day access savings account. I liked the interest rate, I thought it was competitive. I will defintley look at Zopa again for my future saving needs. Reviewed on: 3rd April 2023

Friendly easy to deal with and a good return

Friendly and easy to deal with Good return for your savings Reviewed on: 3rd April 2023

Easy opening this account

Easy to use and understandable account with good interest too. What more do you want. Reviewed on: 3rd April 2023

Great product

Saving made easy, This bank has so much to offer and works with you to achieve your saving goals. Well done Zopa:-) Reviewed on: 3rd April 2023

Savings scheme

I was recommended to Zopa via Martin Lewis and have not been disappointed,very easy website and good interest rates. Reviewed on: 3rd April 2023

Great rates, easy to set up.

This account offered the best rates and was so simple to set up and transfer money to. Reviewed on: 3rd April 2023

Brilliant

So happy to find a fair banking product. Easy to use app and great communication. Reviewed on: 3rd April 2023

Exceptional saving rates!

Not only at the rates excellent but the ease of use of the app is amazing. The best thing is being able to split your savings between different pots and different rates depending on how quickly you can access your money. Top notch. Reviewed on: 3rd April 2023

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