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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Great rates

Great rates and quick to react to charges Reviewed on: 3rd April 2023

Best saving account

Easy to use, best rates, saves a lot of time and money. Highly recommend. Reviewed on: 3rd April 2023

Savings made easy

Zopa was recommended by Martin Lewis which brought it to my attention. I opened an account and started saving straight away. It is so easy to transfer money in and the interest is so much better than my high street bank. Zopa is banking made easy. I would recommend to anyone! Reviewed on: 3rd April 2023

Wonderful

I really like the way Zopa works for everyone. The App was very easy to download and set up. Once you start using the App, it's really simple to get your money into the savings scheme you have decided upon. Interest is always paid on time, and when you withdraw to your nominated bank account, it gets there very quickly. I can't fault Zopa, it's a super smooth online bank account. Thanks Zopa Reviewed on: 3rd April 2023

Savings Account

This app based savings account is so easy to set up and use. For a long term savings like a holiday it’s brilliant way of saving either as and when or on a regular basis. Reviewed on: 3rd April 2023

Short term savings

Excellent rates for short and medium term savings. 3% for immediate access savings account! The best I have found anywhere. Reviewed on: 3rd April 2023

Worth getting

Easy to use banking with great benefits Reviewed on: 3rd April 2023

Great app

Grteat app, can take charge of my money myself. Thanks Zopa! Reviewed on: 3rd April 2023

Easy!

Easy to use app. Always works efficiently, even for a tech numpty, like me! Reviewed on: 3rd April 2023

Good saving rates.

Very impressed with the savings rates offered. Good communication and easy to use app which is what is needed when you are not 100% internet banking confident. Reviewed on: 3rd April 2023

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