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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Wonderful

5
I really like the way Zopa works for everyone. The App was very easy to download and set up. Once you start using the App, it's really simple to get your money into the savings scheme you have decided upon. Interest is always paid on time, and when you withdraw to your nominated bank account, it gets there very quickly. I can't fault Zopa, it's a super smooth online bank account. Thanks Zopa Reviewed on: 3rd April 2023

Savings Account

5
This app based savings account is so easy to set up and use. For a long term savings like a holiday it’s brilliant way of saving either as and when or on a regular basis. Reviewed on: 3rd April 2023

Short term savings

5
Excellent rates for short and medium term savings. 3% for immediate access savings account! The best I have found anywhere. Reviewed on: 3rd April 2023

Worth getting

5
Easy to use banking with great benefits Reviewed on: 3rd April 2023

Great app

5
Grteat app, can take charge of my money myself. Thanks Zopa! Reviewed on: 3rd April 2023

Easy!

5
Easy to use app. Always works efficiently, even for a tech numpty, like me! Reviewed on: 3rd April 2023

Good saving rates.

5
Very impressed with the savings rates offered. Good communication and easy to use app which is what is needed when you are not 100% internet banking confident. Reviewed on: 3rd April 2023

Excellent Bank

5
The app is easy to use, the Bank seem to be completive with the interest rates. What more could I ask for. Reviewed on: 3rd April 2023

Brilliantly easy

5
So easy to set up and manage! I can’t recommend enough Reviewed on: 3rd April 2023

Easy!

5
Easy and usable mobile app, with good products. I started using this company for a easy 90-day access savings account. I liked the interest rate, I thought it was competitive. I will defintley look at Zopa again for my future saving needs. Reviewed on: 3rd April 2023

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