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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Stress free and Rewarding Saving!

I got recommend to Zopa. I have now moved all my savings from Lloyds and have 3 accounts with zopa. Everyday access savings account, 90 day notice and 1 year fixed. Their app is easy to use, communication is brilliant and very transparent in terms of t&c’s and what I will save! Reviewed on: 3rd April 2023

Fab!

This account was so easy and straightforward to open and now manage. It was clear from the outset as to how this account can be used, it has attractive interest rates and it’s all there and easy to see in the app. It’s a great way to manage my savings, and to access it in a reasonable timescale. Reviewed on: 3rd April 2023

Great saver

Great account, really easy to use Reviewed on: 3rd April 2023

Zopa Savings

Easy and smooth process from start to end!! Would highly recommend! Reviewed on: 3rd April 2023

Great application to control your savings !

Great place to save your money and fully control it. Reviewed on: 3rd April 2023

by far the best on the market

easy to setup, easy to pay in, easy to withdraw, so in one word EASY! Reviewed on: 3rd April 2023

Fantastic

Easy savings account with the flexibility to lock on funds for better rates which helps me save! Reviewed on: 3rd April 2023

Best easy saver

This is the best easy savings provider around at the moment and has a very slick website. Reviewed on: 3rd April 2023

Great savings account.

Zopa was recommended on the Martin Lewis MSE website so I opened an account. It’s great. Easy to use, and you can divide your money into different access timeframes for greater rewards. No fuss, no hassle just easy savings with a good interest rate. Would definitely recommend Reviewed on: 3rd April 2023

Great company

Great bank easy to use app can't really fault them good interest rates Reviewed on: 3rd April 2023

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