Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Fixed term savings account reviews (1790)

by far the best on the market

5
easy to setup, easy to pay in, easy to withdraw, so in one word EASY! Reviewed on: 3rd April 2023
Noel's avatar
Noel

Fantastic

5
Easy savings account with the flexibility to lock on funds for better rates which helps me save! Reviewed on: 3rd April 2023
Marissa Curtis's avatar
Marissa Curtis

Best easy saver

5
This is the best easy savings provider around at the moment and has a very slick website. Reviewed on: 3rd April 2023
Walker's avatar
Walker

Great savings account.

5
Zopa was recommended on the Martin Lewis MSE website so I opened an account. It’s great. Easy to use, and you can divide your money into different access timeframes for greater rewards. No fuss, no hassle just easy savings with a good interest rate. Would definitely recommend Reviewed on: 3rd April 2023
Bev 04 's avatar
Bev 04

Great company

5
Great bank easy to use app can't really fault them good interest rates Reviewed on: 3rd April 2023
Robert 's avatar
Robert

So easy to use

5
Everything is so straight forward and easy to use Reviewed on: 3rd April 2023
Verona Searles's avatar
Verona Searles

No complaints from me

5
Very easy to set up, easy to access through the app & see the interest received Reviewed on: 3rd April 2023
Graham's avatar
Graham

Great rates

5
Great rates and quick to react to charges Reviewed on: 3rd April 2023
Eric's avatar
Eric

Best saving account

5
Easy to use, best rates, saves a lot of time and money. Highly recommend. Reviewed on: 3rd April 2023
Paula's avatar
Paula

Savings made easy

5
Zopa was recommended by Martin Lewis which brought it to my attention. I opened an account and started saving straight away. It is so easy to transfer money in and the interest is so much better than my high street bank. Zopa is banking made easy. I would recommend to anyone! Reviewed on: 3rd April 2023
Ian Smith's avatar
Ian Smith

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill