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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

No hassle savings

Simple and easy to set up with a great rate compared to similar products available. Reviewed on: 3rd April 2023

Very good company

Clear easy company to use. Up front with info. Clear rates and easy to top up savings. Reviewed on: 3rd April 2023

Excellent

Great online account with great rewaerds Reviewed on: 3rd April 2023

Easy to use and choose your rate

Great app and recommended it to my 80 year old father it’s so easy Reviewed on: 3rd April 2023

Tip Top

Tip Top does what it says on the tin Reviewed on: 3rd April 2023

User friendly

Good little savings account. The ap is very easy to use, good interest rates and timely information about your savings. Reviewed on: 3rd April 2023

Great on-line account

Zopa app is easy to use, they increase rates quickly when the bank rate increases, would definitely recommend. Reviewed on: 3rd April 2023

Great Service

Great interest rates for all different types of savings and the app is very easy and intuitive to use. Reviewed on: 3rd April 2023

Stress free and Rewarding Saving!

I got recommend to Zopa. I have now moved all my savings from Lloyds and have 3 accounts with zopa. Everyday access savings account, 90 day notice and 1 year fixed. Their app is easy to use, communication is brilliant and very transparent in terms of t&c’s and what I will save! Reviewed on: 3rd April 2023

Fab!

This account was so easy and straightforward to open and now manage. It was clear from the outset as to how this account can be used, it has attractive interest rates and it’s all there and easy to see in the app. It’s a great way to manage my savings, and to access it in a reasonable timescale. Reviewed on: 3rd April 2023

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