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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to use and choose your rate

5
Great app and recommended it to my 80 year old father it’s so easy Reviewed on: 3rd April 2023
Adrian Cresswell's avatar
Adrian Cresswell

Tip Top

5
Tip Top does what it says on the tin Reviewed on: 3rd April 2023
Andy Provis's avatar
Andy Provis

User friendly

5
Good little savings account. The ap is very easy to use, good interest rates and timely information about your savings. Reviewed on: 3rd April 2023
Claire Holder's avatar
Claire Holder

Great on-line account

5
Zopa app is easy to use, they increase rates quickly when the bank rate increases, would definitely recommend. Reviewed on: 3rd April 2023
Roger Buzby's avatar
Roger Buzby

Great Service

5
Great interest rates for all different types of savings and the app is very easy and intuitive to use. Reviewed on: 3rd April 2023
Ed Heslop's avatar
Ed Heslop

Stress free and Rewarding Saving!

5
I got recommend to Zopa. I have now moved all my savings from Lloyds and have 3 accounts with zopa. Everyday access savings account, 90 day notice and 1 year fixed. Their app is easy to use, communication is brilliant and very transparent in terms of t&c’s and what I will save! Reviewed on: 3rd April 2023
Ben Howard's avatar
Ben Howard

Fab!

5
This account was so easy and straightforward to open and now manage. It was clear from the outset as to how this account can be used, it has attractive interest rates and it’s all there and easy to see in the app. It’s a great way to manage my savings, and to access it in a reasonable timescale. Reviewed on: 3rd April 2023
Helen Clayton's avatar
Helen Clayton

Great saver

5
Great account, really easy to use Reviewed on: 3rd April 2023
Liz Perry's avatar
Liz Perry

Zopa Savings

5
Easy and smooth process from start to end!! Would highly recommend! Reviewed on: 3rd April 2023
Andrew 's avatar
Andrew

Great application to control your savings !

5
Great place to save your money and fully control it. Reviewed on: 3rd April 2023
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Sylwia

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