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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent

5
It’s was very fast and excellent service Reviewed on: 7th March 2026

Uncomplicated application process, speedy payout onc...

5
Uncomplicated application process, speedy payout once accepted for your loan. They even helped me change the date of the month I wanted to pay back my installments. Reviewed on: 7th March 2026

Great Company

5
Very easy to apply with quick decision and competitive rates Reviewed on: 7th March 2026

A very good service, kept informed at all stages, cl...

5
A very good service, kept informed at all stages, clear and precise information, helpful staff. Reviewed on: 7th March 2026

Company to beat

5
fast service, unbelievable customer service. highly recommend Reviewed on: 7th March 2026

I am satisfied the service I received

4
I am satisfied the service I received Reviewed on: 7th March 2026

oan sorted in less than 10 minutes brilliant servic...

5
Loan sorted in less than 10 minutes brilliant service dd sorted straight away would highly recommend Reviewed on: 7th March 2026

Great company .

5
Great company to deal with .Really friendly and informative staff Reviewed on: 7th March 2026

Easy to navigate and apply and can manage all online.

5
Easy to navigate and apply and can manage all online. The experience was great took very little time and was all sorted within minutes. Reviewed on: 7th March 2026

I was amazed with how my application was handled.

5
I was amazed with how my application was handled. No problem quick answers Reviewed on: 7th March 2026

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