Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68054)

Excellent service

5
Simple process to apply great proceducts, very informative and excellent customer service. Reviewed on: 16th January 2026

Zopa , a name you can trust!

5
Zopa , a name you can trust! A mark of excellence ! Highly recommended! Reviewed on: 16th January 2026

It was easy but caring it made sure I was me and I u...

5
It was easy but caring it made sure I was me and I understood in full great Reviewed on: 16th January 2026

I have a low rate loan from them and really happy I...

5
I have a low rate loan from them and really happy I am making good progress in paying back, the send reminders option and to time. Reviewed on: 16th January 2026

Was very quick and helpful,definitely recommend

5
Was very quick and helpful,definitely recommend Reviewed on: 16th January 2026

Applied for a loan was accepted within minutes very...

5
Applied for a loan was accepted within minutes very professional and I am very happy Reviewed on: 16th January 2026

Extremely fast confirmation within minutes money in...

5
Extremely fast confirmation within minutes money in my account same day Highly recommended Faultless. Reviewed on: 16th January 2026

Quick response and money transfer

5
Quick response and money transfer Reviewed on: 16th January 2026

Straight forward to set up.

5
Straight forward to set up. Good customer service very helpful. Reviewed on: 16th January 2026

Efficient

5
Was very happy with the service and how efficient they were Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products