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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

The transfer was quick and easy.

5
The transfer was quick and easy. Reviewed on: 16th January 2026

Easy application process, great communication throug...

5
Easy application process, great communication throughout and provides me with continual easy access and ability to monitor my personal loan and repayments. Reviewed on: 16th January 2026

Simply the best!!!

5
The app is very easy to use and the process is very fast!! I really like the reminder email messages regarding your next payment. Finally, the customer care team are amazing!! I would 100% recommend ZOPA. Reviewed on: 16th January 2026

great bank

5
very easy to apply on line how quick the money was in my bank and how easy it is to get in touch with customer services overall a great experiences with zopa Reviewed on: 16th January 2026

It was a straightforward loan application with a qui...

5
It was a straightforward loan application with a quick decision and terms that suited me. Very happy. Reviewed on: 16th January 2026

Fantastic and so easy to apply!

5
Fantastic and so easy to apply! Stress free lending! Money with you in a matter of minutes. Completely stress free! Reviewed on: 16th January 2026

Easy to apply, money paid into my account with in 2...

5
Easy to apply, money paid into my account with in 2 hours. Reviewed on: 16th January 2026

Very easy and valuable to use .

5
Very easy and valuable to use . Recommended already to my friends Reviewed on: 16th January 2026

From start to finish an excellent service

5
From start to finish an excellent service Reviewed on: 16th January 2026

Quick application process, money in the bank in minu...

5
Quick application process, money in the bank in minutes. Reviewed on: 16th January 2026

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