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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Efficient and helpful.

Efficient and helpful. highly recommended. Reviewed on: 16th January 2026

decision was quick and my funds available

Application process was quick and easy, decision was quick and funds were available Reviewed on: 16th January 2026

Zopa the best loan to apply for

Really easy to apply for a loan, and they ensure that the loan meets your needs. They also make sure that nobody is asking you to apply for the loan ensuring your safety and well-being Reviewed on: 16th January 2026

My experience was that I had never heard of zopa so...

My experience was that I had never heard of zopa so I applied for a loan I thought my age would be against me but it was approved and the interest rate is very good and manageable so thank you was kept in touch via email very good service Reviewed on: 16th January 2026

The application process is so simple and easy and yo...

The application process is so simple and easy and you get a decision straight away. The monies are transferred immediately and it is a very efficient process. With the app you can view all details of your loan and your payments and each month you get a reminder of when your next payment is due. Reviewed on: 16th January 2026

I found dealing with Zopa extremely easy no hard sel...

I found dealing with Zopa extremely easy no hard sell, and also very competitive rates. Reviewed on: 16th January 2026

Very fast response but with thorough checks which ga...

Very fast response but with thorough checks which gave me confidence in your processes Reviewed on: 16th January 2026

They were there when I need it and was quick...

They were there when I need it and was quick and simple Reviewed on: 16th January 2026

Easy transaction easy application

Easy transaction easy application Reviewed on: 16th January 2026

Was looking for a loan to make some home improvement...

Was looking for a loan to make some home improvements and Zopa was the best value. I couldn’t have asked for more Reviewed on: 16th January 2026

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