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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fast, transparent and easily comparable.

Fast, transparent and easily comparable. Easy to apply, very clear and great features to help you save money. Reviewed on: 16th January 2026

Fast andsimple

I applied online and the process was simple fast and easy thank you. the loan rate is competitive aswell Reviewed on: 16th January 2026

This was the most satisfying loan

This was the most satisfying loan So easy to apply and the answer was quick Reviewed on: 16th January 2026

Grate componey

Really good company can t flat them Reviewed on: 16th January 2026

excellent service, courtesy to customer, prompt serv...

excellent service, courtesy to customer, prompt service, recommended. Reviewed on: 16th January 2026

Excellent team

It was much easier to apply and communications between us was excellent and all the processes was in timely order Reviewed on: 16th January 2026

Good value

Good APR, good loan duration, good customer service Reviewed on: 16th January 2026

Very professional and no waiting around for days on...

Very professional and no waiting around for days on a decision Reviewed on: 16th January 2026

Fast, Fair and Affordable.

I wanted a loan for a car, it was the best rate and the money was in my account within hours. Reviewed on: 16th January 2026

Home improvement

We needed new windows, and zopa was able to provide a loan at an excellent rate.and a price per month that was affordable. Reviewed on: 16th January 2026

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