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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

This was the most satisfying loan

This was the most satisfying loan So easy to apply and the answer was quick Reviewed on: 16th January 2026

Grate componey

Really good company can t flat them Reviewed on: 16th January 2026

excellent service, courtesy to customer, prompt serv...

excellent service, courtesy to customer, prompt service, recommended. Reviewed on: 16th January 2026

Excellent team

It was much easier to apply and communications between us was excellent and all the processes was in timely order Reviewed on: 16th January 2026

Good value

Good APR, good loan duration, good customer service Reviewed on: 16th January 2026

Very professional and no waiting around for days on...

Very professional and no waiting around for days on a decision Reviewed on: 16th January 2026

Fast, Fair and Affordable.

I wanted a loan for a car, it was the best rate and the money was in my account within hours. Reviewed on: 16th January 2026

Home improvement

We needed new windows, and zopa was able to provide a loan at an excellent rate.and a price per month that was affordable. Reviewed on: 16th January 2026

Efficient and helpful.

Efficient and helpful. highly recommended. Reviewed on: 16th January 2026

decision was quick and my funds available

Application process was quick and easy, decision was quick and funds were available Reviewed on: 16th January 2026

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