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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Excellent service and excellent quality thanks for r...

Excellent service and excellent quality thanks for reasonable flexibility Reviewed on: 16th January 2026

Good rates

Very user friendly app. Good rates. Reviewed on: 16th January 2026

I have used them for a loan and a credit card and bo...

I have used them for a loan and a credit card and both transactions were easy to do online. Regular updates and a great app to use the services Reviewed on: 16th January 2026

I honestly didn’t think I’d get accepted but I was p...

I honestly didn’t think I’d get accepted but I was pleased surprised at the ease and value of the process Reviewed on: 16th January 2026

It was so easy to do

It was so easy to do and got the money straight away Reviewed on: 16th January 2026

Easy and straightforward processes.

Easy and straightforward processes. Clear and concise information and charges Reviewed on: 16th January 2026

Excellent and quick service good customer service

Excellent and quick service good customer service Reviewed on: 16th January 2026

It was quick and all the information was upfront

It was quick and all the information was upfront Reviewed on: 16th January 2026

Very easy process from end to end

Very easy process from end to end Reviewed on: 16th January 2026

All is well except I realize that interest rates are...

All is well except I realize that interest rates are too high Reviewed on: 16th January 2026

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