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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Good customer service and good rates

Good customer service and good rates Reviewed on: 16th January 2026

Excellent and easy to use never had any trouble I wo...

Excellent and easy to use never had any trouble I would highly recommend to anyone Reviewed on: 16th January 2026

It was fast , no hassle experience and same day serv...

It was fast , no hassle experience and same day service , brilliant Reviewed on: 16th January 2026

Quick and efficient response to loan application, th...

Quick and efficient response to loan application, the app is easy to use and clear. Reviewed on: 16th January 2026

Excellent service and so easy to arrange .

Excellent service and so easy to arrange . Reviewed on: 16th January 2026

Applied for a loan ..

Applied for a loan to buy a car because the rates was a lot lower than the car finance ‘and it was cleared in minutes Reviewed on: 16th January 2026

Quick and easy to get funds.

Quick and easy to get funds. Never had any issues with zopa Reviewed on: 16th January 2026

Brilliant service

very helpful from start to finish Reviewed on: 16th January 2026

Fast, transparent and easily comparable.

Fast, transparent and easily comparable. Easy to apply, very clear and great features to help you save money. Reviewed on: 16th January 2026

Fast andsimple

I applied online and the process was simple fast and easy thank you. the loan rate is competitive aswell Reviewed on: 16th January 2026

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