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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

User friendly process with fast results

User friendly process with fast results Reviewed on: 16th January 2026

Professional and friendly staff.

Professional and friendly staff. Everything arranged quickly. No waiting getting thru on phone. Reviewed on: 16th January 2026

Good customer service and good rates

Good customer service and good rates Reviewed on: 16th January 2026

Excellent and easy to use never had any trouble I wo...

Excellent and easy to use never had any trouble I would highly recommend to anyone Reviewed on: 16th January 2026

It was fast , no hassle experience and same day serv...

It was fast , no hassle experience and same day service , brilliant Reviewed on: 16th January 2026

Quick and efficient response to loan application, th...

Quick and efficient response to loan application, the app is easy to use and clear. Reviewed on: 16th January 2026

Excellent service and so easy to arrange .

Excellent service and so easy to arrange . Reviewed on: 16th January 2026

Applied for a loan ..

Applied for a loan to buy a car because the rates was a lot lower than the car finance ‘and it was cleared in minutes Reviewed on: 16th January 2026

Quick and easy to get funds.

Quick and easy to get funds. Never had any issues with zopa Reviewed on: 16th January 2026

Brilliant service

very helpful from start to finish Reviewed on: 16th January 2026

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