Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I have an extraordinary experience with Zopa, I reco...

I have an extraordinary experience with Zopa, I recommend the credit card to my friends, I thank the entire team for their performance and kindness, I want to call and solve my financial problems with them!!!! Reviewed on: 16th January 2026

The response was quick,very helpful and professional

The response was quick,very helpful and professional Reviewed on: 16th January 2026

Loan process easy and quick response.

Loan process easy and quick response. Good repayment plans and online account easy to manage. Reviewed on: 16th January 2026

Loan application on-line was quick and easy.

Loan application on-line was quick and easy. Funds arrived very quickly, great service. Reviewed on: 16th January 2026

Zopa was simple and easy to follow on the applicatio...

Zopa was simple and easy to follow on the application process and checks and approval were were quick and efficient. Reviewed on: 16th January 2026

I’ve had a good experience with the Zopa credit card...

I’ve had a good experience with the Zopa credit card so far. The app is very easy to use and makes it simple to track spending, check balances, and manage repayments. I like how transparent Zopa is with fees and interest, and the instant notifications help me stay on top of my finances. The application process was quick and straightforward, and customer support has been responsive when I needed help. Overall, it’s a solid, user-friendly card, especially if you value clear information and a well-designed app. Reviewed on: 16th January 2026

Excellent Bank

Loan were easy to apply for and dealt with very quickly. Reviewed on: 16th January 2026

A quick and seamless loan application with fast resp...

A quick and seamless loan application with fast response Reviewed on: 16th January 2026

Fast and very efficient, easy to apply fast approval...

Fast and very efficient, easy to apply fast approval and money in my account within minutes Reviewed on: 16th January 2026

Poor score wasnt an issue..

I had a credit score that wasn't great, have had x2 loans with Zopa , easy application, fast money transfer and great communication I would recommend and have recommended . Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Fair For You 4.86 from 8022 reviews
Personal loans
from Abound 4.79 from 18257 reviews
24-month personal loan (discontinued)
from MyJar (inactive company) 3.97 from 8 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub