Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68053)

Great service when I apply for zopa laon I received...

5
Great service when I apply for zopa laon I received my money in to my bank the next day zopa keep it me informed with updates all the way Reviewed on: 16th January 2026

Excellent service

5
Great service quick and easy and customer service is also great! Reviewed on: 16th January 2026

Genuinely Amazing Financial Instituion

5
Zopa helped me when I need help most financially and the best part was their interest rate was exceptionally reasonable compared to others. This really helped me consolidate and save money. Thankyou Reviewed on: 16th January 2026

Easy to apply , funds transferred straight away

5
Easy to apply , funds transferred straight away Reviewed on: 16th January 2026

BRILLIANT

5
They actually SPEAK to you to understand your needs rather than just processing through a computer. Customer service is very good and they respond quickly. Reviewed on: 16th January 2026

quick and easy.

5
quick and easy. good customer service. thoroughly recommended Reviewed on: 16th January 2026

Professional, straight forward to use the app, great...

5
Professional, straight forward to use the app, great customer service Reviewed on: 16th January 2026

Quick process, very easy to apply for a loan

5
Quick process, very easy to apply for a loan Reviewed on: 16th January 2026

Easy, no paperwork ,quick to apply and receive.

5
Easy, no paperwork ,quick to apply and receive. I've recommended to several people. Highly recommended Reviewed on: 16th January 2026

Just 4yrs ago I needed to get a loan to buy a car.

5
Just 4yrs ago I needed to get a loan to buy a car. Zopa were so good and gave me a deal that was great. Only got 1yr left and I needed a2nd loan to buy a trailer tent for my daughter. Again Zopa gave me a great offer repayable over 3yrs. This company is top draw. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5953 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43503 reviews
    Zopa
    View all products