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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and easy application instant quote for a loan...

Quick and easy application instant quote for a loan competitive price very professional service and fast payment service excellent 5* Reviewed on: 16th January 2026

I had a very positive experience with Zopa for my pe...

I had a very positive experience with Zopa for my personal loan. The application process was quick, simple, and completely online. I was able to see my personalised rate upfront without affecting my credit score, which was reassuring. The loan terms were clear and transparent, with no hidden fees, and the interest rate I was offered was competitive compared to other lenders. Once approved, the funds were paid into my account promptly, making the whole process stress-free. Zopa’s online platform is easy to use, allowing me to track my balance, payments, and remaining term at any time. Customer service was also responsive and helpful when I had questions. Overall, Zopa is a reliable and straightforward option for a personal loan, especially if you value transparency, competitive rates, and a smooth digital experience. Reviewed on: 16th January 2026

I have an extraordinary experience with Zopa, I reco...

I have an extraordinary experience with Zopa, I recommend the credit card to my friends, I thank the entire team for their performance and kindness, I want to call and solve my financial problems with them!!!! Reviewed on: 16th January 2026

The response was quick,very helpful and professional

The response was quick,very helpful and professional Reviewed on: 16th January 2026

Loan process easy and quick response.

Loan process easy and quick response. Good repayment plans and online account easy to manage. Reviewed on: 16th January 2026

Loan application on-line was quick and easy.

Loan application on-line was quick and easy. Funds arrived very quickly, great service. Reviewed on: 16th January 2026

Zopa was simple and easy to follow on the applicatio...

Zopa was simple and easy to follow on the application process and checks and approval were were quick and efficient. Reviewed on: 16th January 2026

I’ve had a good experience with the Zopa credit card...

I’ve had a good experience with the Zopa credit card so far. The app is very easy to use and makes it simple to track spending, check balances, and manage repayments. I like how transparent Zopa is with fees and interest, and the instant notifications help me stay on top of my finances. The application process was quick and straightforward, and customer support has been responsive when I needed help. Overall, it’s a solid, user-friendly card, especially if you value clear information and a well-designed app. Reviewed on: 16th January 2026

Excellent Bank

Loan were easy to apply for and dealt with very quickly. Reviewed on: 16th January 2026

A quick and seamless loan application with fast resp...

A quick and seamless loan application with fast response Reviewed on: 16th January 2026

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