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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fast and very efficient, easy to apply fast approval...

Fast and very efficient, easy to apply fast approval and money in my account within minutes Reviewed on: 16th January 2026

Poor score wasnt an issue..

I had a credit score that wasn't great, have had x2 loans with Zopa , easy application, fast money transfer and great communication I would recommend and have recommended . Reviewed on: 16th January 2026

Quick and easy to use.

Quick and easy to use. Very straightforward Reviewed on: 16th January 2026

Definitely recommend Zopa !

Everything is so fast and simple, not left waiting! Communication is spot on! Would use again and definitely recommend Zopa! Reviewed on: 16th January 2026

Very reliable company money was there when they said...

Very reliable company money was there when they said it would be Reviewed on: 16th January 2026

Life changing lifeline

I got a credit card to purchase a course that would change my life. Im already seeing soo many benefits from the course Reviewed on: 16th January 2026

Application process was quick and easy but also thor...

Application process was quick and easy but also thorough. Once approved money was in the account quickly Reviewed on: 16th January 2026

Excellent customer service

Very quick decision , funds were in the bank the same day . So easy to apply online Reviewed on: 16th January 2026

Easy Peasey Lemon Squeezy Loan

The loan application was simple & very straightforward. Good experience Reviewed on: 16th January 2026

Very easy to deal with

It was straight forward to apply for a loan. Security was good for following up the application to make sure it was a genuine application from me, once approved the money was in my account in no time at all. Reviewed on: 16th January 2026

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