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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great Lending Bank

Easy and quick application for a loan. Reviewed on: 16th January 2026

I’ve got to say it was an amazing experience .

I’ve got to say it was an amazing experience. I filled in the required details and pressed send. Within 30 seconds I got an acceptance. Within a minute my phone beeped to say the money was in my account and within 5 minutes I had cleared a credit card and made a purchase of something I wanted so much. Thank you for making the application so easy and taking all the stress out of it. Reviewed on: 16th January 2026

Great Experience

Quick easy app and decision and money in my bank account within an hour. Straightforward process. Reviewed on: 16th January 2026

I wanted to consolidate my finances.

I wanted to consolidate my finances. I've used Zopa before and I thought they were great. The money came through in less than an hour which was incredible. Cannot fault them in any way. Reviewed on: 16th January 2026

Smooth Transaction.

Smooth transaction, went through without any problem within 48 hrs. Kept informed throughout the process via emails and text messages. Great rates and there’s an App to use for those who wish to see the Balance, pay off more etc. Reviewed on: 16th January 2026

Excellent quick service, I had the decision straight...

Excellent quick service, I had the decision straight away, highly recommend. Reviewed on: 16th January 2026

Easy application no hassle and easy to manage with t...

Easy application no hassle and easy to manage with the Zopa app and keep track Reviewed on: 16th January 2026

Excellent bank

Excellent help with my loan and advice and I would recommend them Reviewed on: 16th January 2026

Efficient easy use app very professional

Efficient easy use app very professional Reviewed on: 16th January 2026

Good prompt service with a through but unintrusive i...

Good prompt service with a through but unintrusive identity/security check Reviewed on: 16th January 2026

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