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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 11th Apr 2026
274400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026
TeeSOLAR's avatar
TeeSOLAR

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

First class loan company

5
Very helpful team and easy to contact Reviewed on: 25th April 2025

My experience was great money in my bank very fast...

5
My experience was great money in my bank very fast Reviewed on: 25th April 2025

Fantastic Company

5
I have had multiple loans from Zopa for various reasons, such as personal loans, consolidation and car loans. Each time I’ve had no issues. Great affordability and fantastic customer service. Reviewed on: 25th April 2025

Loans that are lower in interest and monthly payment...

5
Loans that are lower in interest and monthly payments low. Reviewed on: 25th April 2025

Personal loan very easy to set up

5
Very easy to set up and no stress . Reviewed on: 25th April 2025

Plain and easy no fuss no hidden small print

5
Plain and easy no fuss no hidden small print Reviewed on: 25th April 2025

So easy to set up my credit and very quick for my ca...

5
So easy to set up my credit and very quick for my card to arrive Reviewed on: 25th April 2025

Really happy with my experience.

5
Really happy with my experience. Really quick and easy- just what you want with a loan provider.Thank you. Reviewed on: 25th April 2025

Fast easy and professional.

5
Fast easy and professional. Very happy with Zopa and will definitely use again for any type of finance. Thanks Reviewed on: 25th April 2025

Quick, easy, and flexible

5
Easy and straight forward with quick decisions. The ability to alter payment dates to suit my finances is amazing!! Reviewed on: 25th April 2025

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