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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and simple, Money in my account in minutes.

Quick and simple, Money in my account in minutes. Reviewed on: 16th January 2026

Very easy to apply, quick response, and very good t...

Very easy to apply, quick response, and very good terms for the amount you pay back for the loan. Reviewed on: 16th January 2026

Very professional company, easy to pay bills and more.

Very professional company, easy to pay bills and more. Reviewed on: 16th January 2026

Simple process. Great customer experience.

Simple process. Good variety of options. Friendly and efficient customer service. Frictionless end to end customer journey. Useful to have an app to track progress over the term of the agreement. Reviewed on: 16th January 2026

Very easy and very helpful.

Very easy and very helpful. Easy to use app to check your account Reviewed on: 16th January 2026

Quick and efficient, simple application process noth...

Quick and efficient, simple application process nothing further to say, just well done Reviewed on: 16th January 2026

Zopa are very professional and easy to use

Zopa are very professional and easy to use Reviewed on: 16th January 2026

Very fast response, hassle free and reliable

Very fast response, hassle free and reliable Reviewed on: 16th January 2026

Highly recommended

I have used Zopa for the last 5 years for everything from a car purchase to debt consolidation and I have always found them to be the easiest company to use with excellent rates, standard of communication and speed of decision. Excellent company. Reviewed on: 16th January 2026

Good choice

Great experience easy to do just followed what it said to do Reviewed on: 16th January 2026

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