Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very fast payout excellent customer service

Very fast payout excellent customer service Reviewed on: 23rd April 2025

Mr Paulo Barbosa

The Appis very easy to use…good customer service as well Reviewed on: 23rd April 2025

I have had several loans with Zopa, The application...

I have had several loans with Zopa, The application process through the app is easy to follow and simple, the loan is generally approved the same day if you qualify and the money is put into the account you request.arn't many banking organizations who provide such a wonderful service. I have no hesitation in recommending Zopa Bank. Reviewed on: 23rd April 2025

Straightforward , responsive and reliable lender

My application process was straightforward, and I received a decision quickly. The terms were clearly explained, and the funds were released within the promised timeframe. Customer service has so far being responsive and helpful when I have questions. Overall, a reliable lender with transparent processes. I will definitely recommend to anyone looking for a straightforward loan solution. Reviewed on: 23rd April 2025

Happy customer

Very straight forward and easy to get your head around. The team we very helpful and made sure the money was in the account when it was meant to be. Reviewed on: 23rd April 2025

Very transparent with everything and straightforward...

Very transparent with everything and straightforward application. Reviewed on: 23rd April 2025

Great service

Easy to deal with. Helpful and friendly staff. Reviewed on: 23rd April 2025

Loan applications

Zopa has made the whole process very simple and quick Reviewed on: 23rd April 2025

Good bankapplication form and in your bank within...

Very quick application form and in your bank within minutes Reviewed on: 22nd April 2025

Simple process of application.

Simple process of application. Once approved funds were available within 2 hours. Customer service is always on hand to help. Fantastic service Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from London Mutual Credit Union 4.86 from 2279 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews
Loans
from Derbyshire Community Bank 0.00 from 0 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub