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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to borrow and easy to pay.

Easy to borrow and easy to pay. You can even pay off your loan early . Reviewed on: 16th April 2025

Very efficient and good to deal with

Very efficient and good to deal with Reviewed on: 16th April 2025

simple, easy application process, confirmation

simple, easy application process, confirmation and transfer of funds! Reviewed on: 16th April 2025

Fast straight forward and great rates .

Fast straight forward and great rates . Then all way throughout my loan period they kept me updated and always on hand . Very sympathetic aswell please!! Reviewed on: 16th April 2025

Best provider I’ve ised

Easy to use. Flexibility of options. Easy to track payments and adjust as needed Reviewed on: 16th April 2025

Easy loan

Very easy to apply and a fast answer…. Money in your account straight away. No hassle , great way to get the money you want Reviewed on: 16th April 2025

Always friendly and helpful.

Always friendly and helpful. Explaing clearly. Nothing to much trouble Always happy to help make things simple. I found all these qualities when I applied for a credit card also when I applied for a loan Reviewed on: 16th April 2025

great, efficient and helpful.

great, efficient and helpful. really enjoy straight forward app and service Reviewed on: 16th April 2025

Very fast service and the new gold standard

Very fast service..from start to finish, the loan money arrived in my bank acct within 90 seconds.This is the gold standard in borrowing money. Reviewed on: 16th April 2025

Easy and quick service

Easy and quick, efficient and does what it says. nothing to complain about and worth recommending.what more can I say. Reviewed on: 16th April 2025

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