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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Very fast service and the new gold standard

Very fast service..from start to finish, the loan money arrived in my bank acct within 90 seconds.This is the gold standard in borrowing money. Reviewed on: 16th April 2025

Easy and quick service

Easy and quick, efficient and does what it says. nothing to complain about and worth recommending.what more can I say. Reviewed on: 16th April 2025

So easy, and very accommodating arond payment dates

So easy, and very accommodating arond payment dates Reviewed on: 16th April 2025

Excellent communication

Applying for Zopa credit was easy to follow, they keep you regularly informed of upcoming payments the communication is excellent, you always know where you are with your payments, so you can always make sure you have sufficient funds for payments to go out. Reviewed on: 16th April 2025

Very easy application process all done online easy a...

Very easy application process all done online easy and quick Reviewed on: 16th April 2025

I found the service execellent and the regular check...

I found the service execellent and the regular checks and information I have found valuable and informative Reviewed on: 16th April 2025

Very straightforward

Very straightforward and simple application, pre approved limits, loan drawn down very quickly Reviewed on: 16th April 2025

Top Quality Banking

Always a great experience and the app is quality Reviewed on: 16th April 2025

Absolutely amazing experience with Zopa, from custom...

Absolutely amazing experience with Zopa, from customer service to credit available and speed response Reviewed on: 16th April 2025

Had zero issues, quick and efficient had no reason t...

Had zero issues, quick and efficient had no reason to contact customer services therefore cannot rate Reviewed on: 16th April 2025

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