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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Best Service/Value for Price

I had done many quotes and site searches for that "affordable" loan that suited my out goings. When I came across Zopa no one even came near to what they offered me, I was unsure whether my credit would pass as others had turned me down. Fortunately Zopa approved me and It has helped massively! I would recommend Zopa Loans to anyone. It was quick, simple and affordable! 10/10 Reviewed on: 23rd June 2017

Best interest rates.

Grown up lending for responsible grown ups. Good, fast and cheap. Reviewed on: 23rd June 2017

Consistent good service

Over the years as I have had large purchases to consider, I have used zopa loans to support them. When I have spare money I can easily 'overpay' to reduce monthly payments, and on occasion I have consolidated an older loan with a new one at a better rate. Very happy with the service provided Reviewed on: 23rd June 2017

Loan in Minutes

It was easy to get this loan and I have had no problems or issues since! Reviewed on: 23rd June 2017

Great for small - mid size loans

Quick to arrange funds - no hidden costs and the option to pay back early. Reviewed on: 23rd June 2017

Excellent Provider

could not fault the service from start to finish. Reviewed on: 23rd June 2017

fast

it has very fast respond . and result . reasonable interest. i liked the experiance Reviewed on: 23rd June 2017

fair rates

most competitive rates on market, Reviewed on: 23rd June 2017

100% easy and trouble-free

Had 2 small loans from them and was very fast and easy to deal with well recommended Reviewed on: 23rd June 2017

Great job

It's been great, couldn't ask for better. Reviewed on: 23rd June 2017

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