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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

fast

it has very fast respond . and result . reasonable interest. i liked the experiance Reviewed on: 23rd June 2017

fair rates

most competitive rates on market, Reviewed on: 23rd June 2017

100% easy and trouble-free

Had 2 small loans from them and was very fast and easy to deal with well recommended Reviewed on: 23rd June 2017

Great job

It's been great, couldn't ask for better. Reviewed on: 23rd June 2017

Great service, great rates

I received great service from start to finish. The whole process was very quick and easy and the rates offered were great. Reviewed on: 23rd June 2017

Great rates

Great rates, really easy to use portal to make extra payments etc. Would recommend to anyone. Reviewed on: 23rd June 2017

Fast, supportive and reasonable.

I found my experience with Zopa to be a pleasant one. The application was made online in a few simple clicks. The agents I dealt with first my email and then by phone were thorough and quick to deal with queries and the whole application was made as stress free as possible. I would definitely recommend zopa to relatives and friends although I would of liked a slightly cheaper interest rate considering by higher than average credit score but wouldn't we all? Reviewed on: 23rd June 2017

Great company

Website so easy to use has all information you need very quick response and VERY quick cash transaction. Highly recommend to anyone staff also very helpful Thank you all Reviewed on: 23rd June 2017

Hassle free

We took out a loan with Zopa last year for a family holiday. Did it all online and it was simple and hassle free. They have a good website also to view your account as and when necessary and it's easy to navigate. On top of all this their rates are fab. Will definitely use again and have also recommended to others already. Reviewed on: 23rd June 2017

Excellent service

Zopa is a the best loan provider I've ever used. Great rates, easy to navigate website. Couldn't recommend them anymore. Reviewed on: 23rd June 2017

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