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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Professional

Very smooth process and quick very professional Reviewed on: 15th April 2026

Very simple application and approval was very quick

Very simple application and approval was very quick Reviewed on: 15th April 2026

A true 5 star experience with Zopa personal loans.

A true 5 star experience with Zopa personal loans. Products are easy to apply for with funds normally available within a few hours. You are kept up to date with the latest offers available to you, which are always competitive compared with other providers. The app is easy to navigate and it is easy to keep track of your loans, how much you have paid to date and how much you still owe, get an early settlement figure, alter your payment date - everything you need in just a few clicks. Would definitely recommend to others. Reviewed on: 15th April 2026

Online application for a loan straight forward.

Online application for a loan straight forward. Overall experience is great. Reviewed on: 15th April 2026

Fast and straight forward, no unnecessary paperwork.

Fast and straight forward, no unnecessary paperwork. Great rate compared to other companies. Reviewed on: 15th April 2026

Always amazing and really good have so much informat...

Always amazing and really good have so much information and always gives me notice in advance for payments. Reviewed on: 15th April 2026

So quick and easy no complicated forms to fill in.

So quick and easy no complicated forms to fill in. Very quick decision and the money was available straight away. All the legal stuff was sent straightaway, the whole process was done in a matter of minutes Reviewed on: 15th April 2026

Brilliant

Easy to use app, spoke to someone on the phone who was very helpful and professional Reviewed on: 15th April 2026

Helped me with my loan , listened to my situation an...

Helped me with my loan , listened to my situation and didn’t judge Reviewed on: 15th April 2026

Excellent customer service fast and easy application...

Excellent customer service fast and easy application the lady was very informative and professional felt at ease Reviewed on: 15th April 2026

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