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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa is fast on all services I use. Savings, Borrowing.

Zopa is fast on every service I've used, from borrowing money to send money to others from my account. When I need help there is always someone there with a solution to my problem. Also, best interest rates on savings in the UK. 10/10 :)) Reviewed on: 15th April 2026

Outstanding

So easy to apply and the app means I. can keep updated with my finances and offers Reviewed on: 15th April 2026

Never had any issues.

Never had any issues. Great service Reviewed on: 15th April 2026

Great rates and great app

Great experience requesting a personal loan for vehicle purchase from Zopa. Excellent competitive rate offered, along with a convenient and quick application process. The app is very user-friendly and makes tracking repayment progress easy and quick. It's great that all details are included in the app for quick reference. Overall I'm very happy with Zopa so far. Reviewed on: 15th April 2026

Fantastic Service

Took no time at all for my application to be accepted and monies placed in my account Reviewed on: 15th April 2026

Fastest application ever.

Was very easy to deal with and to application was easy also with very quick answers as the whole process was complete within a couple of hours and with a happy outcome for myself Reviewed on: 15th April 2026

Great company and great overall experience

“Applying for the loan was straightforward and the process was clearly explained from start to finish. I received a quick decision and the funds were available when promised. Managing the account was easy, and I found the repayment terms fair. Customer service was helpful whenever I had questions. Overall, a smooth and reliable experience.” Reviewed on: 15th April 2026

The loan I applied for was accepted and actioned in...

The loan I applied for was accepted and actioned in a timely fashion. Reviewed on: 15th April 2026

Such an easy and straightforward experience when app...

Such an easy and straightforward experience when applying for a Zopa Loan Reviewed on: 15th April 2026

Excellent from start to finish and super easy

Excellent from start to finish and super easy Reviewed on: 15th April 2026

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