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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great for loans

I love being able to go on the app and see balance and payment history Reviewed on: 15th April 2026

Great rates, very friendly staff, honesty can’t faul...

Great rates, very friendly staff, honesty can’t fault them best and I’ve had Reviewed on: 15th April 2026

Professional

Very smooth process and quick very professional Reviewed on: 15th April 2026

Very simple application and approval was very quick

Very simple application and approval was very quick Reviewed on: 15th April 2026

A true 5 star experience with Zopa personal loans.

A true 5 star experience with Zopa personal loans. Products are easy to apply for with funds normally available within a few hours. You are kept up to date with the latest offers available to you, which are always competitive compared with other providers. The app is easy to navigate and it is easy to keep track of your loans, how much you have paid to date and how much you still owe, get an early settlement figure, alter your payment date - everything you need in just a few clicks. Would definitely recommend to others. Reviewed on: 15th April 2026

Online application for a loan straight forward.

Online application for a loan straight forward. Overall experience is great. Reviewed on: 15th April 2026

Fast and straight forward, no unnecessary paperwork.

Fast and straight forward, no unnecessary paperwork. Great rate compared to other companies. Reviewed on: 15th April 2026

Always amazing and really good have so much informat...

Always amazing and really good have so much information and always gives me notice in advance for payments. Reviewed on: 15th April 2026

So quick and easy no complicated forms to fill in.

So quick and easy no complicated forms to fill in. Very quick decision and the money was available straight away. All the legal stuff was sent straightaway, the whole process was done in a matter of minutes Reviewed on: 15th April 2026

Brilliant

Easy to use app, spoke to someone on the phone who was very helpful and professional Reviewed on: 15th April 2026

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