Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Quick process, easy to use and going through.

Quick process, easy to use and going through. Reviewed on: 15th April 2026

Easy Process

Made the whole process very easy, breathe of fresh air Reviewed on: 15th April 2026

Needed a loan for a purchase and the process could n...

Needed a loan for a purchase and the process could not have been easier. Reviewed on: 15th April 2026

Easy to set up.

Easy to set up. Fast payment. Easy to maintain with the app Reviewed on: 15th April 2026

Easy to deal with and always helpful

Easy to deal with and always helpful Reviewed on: 15th April 2026

simple online system and good customer care

Easy and simple online application. Customer care experience was good and resolution was timely Reviewed on: 15th April 2026

Easy to apply .

Easy to apply ....Straightforward .... Reviewed on: 15th April 2026

Customer put first

Took literally minutes from start to receiving the money Reviewed on: 15th April 2026

Ease of applying for a loan.

Ease of applying for a loan. Online support and quick access to monitor account Reviewed on: 15th April 2026

Easy form quick decision quick money transfer easy a...

Easy form quick decision quick money transfer easy and no stres no difficult question and just few to apply Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews
Logbook loan (discontinued)
from Varooma (inactive company) 4.87 from 728 reviews
Luxury Asset Loans
from Borro 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub