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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Friendly service .

Took a few days longer than specified, however customer service were friendly and once the decision had been made the money was in my account in minutes. Reviewed on: 6th March 2026

Very fast and efficient, excellent communication.

Very fast and efficient, excellent communication. Reviewed on: 6th March 2026

Quick easy application loans

I asked for a loan recently and was quick & straight forward money in my bank in no time Reviewed on: 6th March 2026

Very good no hassle everything straight forward

Very good no hassle everything straight forward Reviewed on: 6th March 2026

Pleased with the Service & how quick I was approved...

Pleased with the Service & how quick I was approved for my loan then how quickly the funds reached my account Reviewed on: 6th March 2026

Professional team and am pleased to understand how t...

Professional team and am pleased to understand how they provide good service for customers Reviewed on: 6th March 2026

Easy to apply for a loan

It was easy to apply for a loan and customer service are very helpful Reviewed on: 6th March 2026

Very efficient, friendly and helpful

Easy to apply, fast response, money in the bank within the hour. Reminders of when repayments are due and always taken on time. Very efficient, helpful and friendly service. You can check you're progress on the easy to use website Reviewed on: 6th March 2026

I needed a loan to purchase a car.

I needed a loan to purchase a car. Although the interest was higher than a car HP, the process was fast and I managed to go shopping for my car. Reviewed on: 6th March 2026

Quick easy process.

Quick easy process. Customer service excellent & talk you through the process App easy to use & constant updates come through on email on their services .. Reviewed on: 6th March 2026

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