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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent service all round .

5
Excellent service all round . Fast service, got sorted out straight away Reviewed on: 15th April 2026

Effortless

5
Easy with quick decisions everything was online so easy to understand informative App Reviewed on: 15th April 2026

It was informative and quick.

5
It was informative and quick. Plenty of information to look at and consider Reviewed on: 15th April 2026

Fast service

5
I was accepted for a loan to consolidate my credit cards the money went into my account within 30minutes brilliant Reviewed on: 15th April 2026

Very helpful customer support and the app is easy to...

5
Very helpful customer support and the app is easy to use Reviewed on: 15th April 2026

Really quick application process and easy to use, mo...

5
Really quick application process and easy to use, money was in my account within a few minutes Reviewed on: 15th April 2026

No stress easy to do

5
Fantastic service The app is very easy to use application was simple and very fast at transferring the money just what you need no stress Reviewed on: 15th April 2026

Easy to navigate and all explained very well

5
Easy to navigate and all explained very well Reviewed on: 15th April 2026

Excellent service with a speedy turnaround

5
Excellent service with a speedy turnaround Reviewed on: 15th April 2026

Fantastic service AAAAAA

5
Dealing with Zopa was so straightforward, a very professional bank. Reviewed on: 15th April 2026

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