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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick response brilliant service

Quick response brilliant service Reviewed on: 15th April 2026

Zopa is more efficient than traditional high street...

Zopa is more efficient than traditional high street banks. The app is simple and easy to use. This is the future. Reviewed on: 15th April 2026

Delivers as promised

Quick easy to navigate application process. Excellent app with useful features and also easy to navigate. Reviewed on: 15th April 2026

Very good experience quick hassle free service take...

Very good experience quick hassle free service take note other banks this is how you should operate. Reviewed on: 15th April 2026

Just Great

A hassle free simple application with a quick response. Reviewed on: 15th April 2026

Good I like ur service and i had applied and i recei...

Good I like ur service and i had applied and i received it Reviewed on: 15th April 2026

Very easy and professional process

Very easy and professional process Reviewed on: 15th April 2026

Easy and straightforward, no fuss!

I was amazed how straightforward the process was. Reviewed on: 15th April 2026

Does what it says on the tin.

Had two loans easy to adjust and pay off no issues at all and very competitive apr Reviewed on: 15th April 2026

Fast and easy and good service

Fast and easy and good service quick and trouble free Reviewed on: 15th April 2026

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