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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68052)

A very positive experience

4
The experience so far has been very positive Reviewed on: 6th March 2026

All sorted over the phone in a few minutes.

5
All sorted over the phone in a few minutes. Operator was extremely pleasant, knowledgeable and clear and concise about all the details Reviewed on: 6th March 2026

What more can I say excellent service and very quick...

5
What more can I say excellent service and very quick with any problems well done Zopa bank Reviewed on: 6th March 2026

Zopa loan

5
Needed a loan found zopa through credit karma they came out as top provider . So I applied and got accepted and the loan was there the same day. Reviewed on: 6th March 2026

Easy to deal with and communication is excellent

5
Easy to deal with and communication is excellent Reviewed on: 6th March 2026

Quick easy application.

5
Quick easy application. Decision within minutes. Reviewed on: 6th March 2026

Brilliant nothing is too much trouble.

4
Brilliant nothing is too much trouble. Perfect banking for everyone. Reviewed on: 6th March 2026

Fantastic customer service

5
Fantastic customer service really fast transaction Reviewed on: 6th March 2026

Quick, fuss free delivery.

5
Quick, fuss free delivery. Would definitely recommend. Reviewed on: 6th March 2026

Zopa Hopa

5
Easy no fuss and simple to do understand. Reviewed on: 6th March 2026

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