Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Excellent service all round .

Excellent service all round . Fast service, got sorted out straight away Reviewed on: 15th April 2026

Effortless

Easy with quick decisions everything was online so easy to understand informative App Reviewed on: 15th April 2026

It was informative and quick.

It was informative and quick. Plenty of information to look at and consider Reviewed on: 15th April 2026

Fast service

I was accepted for a loan to consolidate my credit cards the money went into my account within 30minutes brilliant Reviewed on: 15th April 2026

Very helpful customer support and the app is easy to...

Very helpful customer support and the app is easy to use Reviewed on: 15th April 2026

Really quick application process and easy to use, mo...

Really quick application process and easy to use, money was in my account within a few minutes Reviewed on: 15th April 2026

No stress easy to do

Fantastic service The app is very easy to use application was simple and very fast at transferring the money just what you need no stress Reviewed on: 15th April 2026

Easy to navigate and all explained very well

Easy to navigate and all explained very well Reviewed on: 15th April 2026

Excellent service with a speedy turnaround

Excellent service with a speedy turnaround Reviewed on: 15th April 2026

Fantastic service AAAAAA

Dealing with Zopa was so straightforward, a very professional bank. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Creation 3.96 from 61 reviews
Short-term loan
from Wonga 3.11 from 83 reviews
Payday Loan (discontinued)
from Loans at Home (inactive company) 4.34 from 11 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub