Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

excellent unambiguous process loan application

This was an excellent clear application process all aspects clear unambiguous exactly what a modern day loan provider should be very clear concise Reviewed on: 15th April 2026

Very fast service very nice to deal with would recom...

Very fast service very nice to deal with would recommend to friends and family Reviewed on: 15th April 2026

Easy Great Service

Easy to use app information in borrowing power very good and makes applying for load so much easier. Reviewed on: 15th April 2026

Zopa were very simple and straight forward to deal w...

Zopa were very simple and straight forward to deal with while taking out a loan. The process was quick, informative and simple Reviewed on: 15th April 2026

no problems getting the money I needed

Had no problems getting the money I needed Reviewed on: 15th April 2026

Zopa is very easy to deal with.

Zopa is very easy to deal with. My application was very straight forward and seamless. I would recommend Zopa to anyone. Reviewed on: 15th April 2026

Zopa made easy

Easy navigation, very helpful the whole experience was made easy by the simple to use App Reviewed on: 15th April 2026

The whole process was seamless.

The whole process was seamless. Clear and easy to understand and very timely Reviewed on: 15th April 2026

Fast and easy to navigate

Fast and easy to navigate, money was in the bank within minutes of applying! The app make its easier to keep eye on the balance too. Reviewed on: 15th April 2026

An incredibly quick and easy process to apply to bor...

An incredibly quick and easy process to apply to borrow money Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from The Money Co-op 4.96 from 224 reviews
Personal Loan
from Lloyds Bank 4.53 from 58 reviews
Personal loan
from Bamboo Loans 4.92 from 16792 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub