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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great customer service and product

Great customer service and product Reviewed on: 15th April 2026

Good service straight talking great communication.

Good service straight talking great communication. Nice people Reviewed on: 15th April 2026

I have numerous products with Zopa and find every pr...

I have numerous products with Zopa and find every product excellent for savings. Customer services and online chat have been the most helpful with speedy responses and information required. Reviewed on: 15th April 2026

Simple and fast.

The whole process was timely, not complicated. Accessed information that I needed easily. Monies arrived promptly. Reviewed on: 15th April 2026

Zopa was the best deal for my financial requirements.

Zopa was the best deal for my financial requirements. Fast and easy to understand Reviewed on: 15th April 2026

Zopa Bank is the BEST

Zopa has been more than helpful especially for someone who is not 100% sure and confident about banking. Their advice has been sound and they listen without judging! Reviewed on: 15th April 2026

Fast efficient service from start to finish the whol...

Fast efficient service from start to finish the whole process was easy Reviewed on: 15th April 2026

Good provider, easy and reliable.

Good provider, easy and reliable. Reviewed on: 15th April 2026

Amazing loans and savings accounts.

Amazing loans and savings accounts. Easy to use and apply. Great app for managing everything on. Reviewed on: 15th April 2026

Very good friendly speedy service

Very good friendly speedy service Reviewed on: 15th April 2026

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