Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Great service, quick/easy to use and well explained.

Great service, quick/easy to use and well explained. Reviewed on: 6th March 2026

A life saving

The application was a the most easiest from l have ever done and the money was paid in to my account after 5 minutes l put the phone down. Reviewed on: 6th March 2026

Straightforward, simple and quick, couldn’t fault se...

Straightforward, simple and quick, couldn’t fault service Reviewed on: 6th March 2026

They were there when I need assistance and help with...

They were there when I need assistance and help without any problems Reviewed on: 6th March 2026

Streamline process from application to funds received.

Streamline process from application to funds received. Even the app and changing payment date on the same day was easy Reviewed on: 6th March 2026

Impressive

From start to finish, the application process was so easy and quick. The money was in my account within 10 minutes. Reviewed on: 6th March 2026

Simplicity

I found dealing with Zopa very simple. Reviewed on: 6th March 2026

Zopa loans

Excellent company does what what it says on the tin Reviewed on: 6th March 2026

Excellent

When i need.loan ,zepa made so easy for me.to get it thank zepa. Reviewed on: 6th March 2026

Always had a very efficient service.

Always had a very efficient service. Quick response to loans accepted. Very easy to apply Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews
Loans
from Voyager Alliance Credit Union 4.87 from 399 reviews
Payday Loan
from 247Moneybox 4.14 from 65 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub