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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

You’ve been open, honest and clear with all your pro...

You’ve been open, honest and clear with all your products. You are very supportive and helpful Reviewed on: 15th April 2026

brilliant

Everything has been brilliant, vet easy and straightforward to do anything and the app is great Reviewed on: 15th April 2026

Really easy to use website.

Really easy to use website. No hidden nastys Reviewed on: 15th April 2026

Brilliant loan company all round

So easy to apply. Very quick transfer of funds to my account. Great app to keep track of everything and ability to overpay at any time via app. Reviewed on: 15th April 2026

Always been helpful and have always if needed to min...

Always been helpful and have always if needed to minimise your loans they are always there to help Reviewed on: 15th April 2026

Zopa is just number 1

Zopa is just number 1 for all your financial needs.. Reviewed on: 15th April 2026

Everything that you could need.

Provided just what was required according to my requirements. An App which is easily navigated and provides all information regarding my account. Information for early payment, top up or further loans is available at the touch of a button. Excellent service. Reviewed on: 15th April 2026

Excellent experience as decision was quick and money...

Excellent experience as decision was quick and money transfer was very quick. All correspondence is easy to read and very informative Reviewed on: 15th April 2026

Always helped whenever I needed any assistance, kind...

Always helped whenever I needed any assistance, kind, courteous and always going the extra mile Reviewed on: 15th April 2026

Happiness

My dealings with Zopa have always been clear and consistent making my choices easy to understand. A weight has been lifted from my shoulders thanks Reviewed on: 15th April 2026

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