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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast easy way to get your loan application was strai...

Fast easy way to get your loan application was straight forward saving me any headache Reviewed on: 15th April 2026

Best ever so nice customer service 5 star

Very good website easy they are always there to help.People on phone have all the time for you Reviewed on: 15th April 2026

Application was so simple compared to other providers.

Application was so simple compared to other providers. Loan was pre-approved and the money was in my caccount within 1 hour. of my application......***** Reviewed on: 15th April 2026

Very quick loan process and easy to understand App.

Very quick loan process and easy to understand App. Reviewed on: 15th April 2026

Excellent above and beyond my expectations.

Excellent above and beyond my expectations.. Reviewed on: 15th April 2026

It was all just so easy to arrange only took a few d...

It was all just so easy to arrange only took a few days and the money was in my bank account . Reviewed on: 15th April 2026

No Fuss, so easy to apply for a loan, decision in mi...

No Fuss, so easy to apply for a loan, decision in minutes, I wouldn't go anywhere else, there amazing Reviewed on: 15th April 2026

Cannot get better than Zopa

I’ve had a couple of loans over the years with Zopa, the application is dead simple the decision is made in seconds and the funds are in your bank in minutes, first class service. Reviewed on: 15th April 2026

Great service, would definitely recommend

Great service, would definitely recommend Reviewed on: 15th April 2026

Very easy to pay and the app is amazing

Very easy to pay and the app is amazing Reviewed on: 15th April 2026

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