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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Prompt decision and money in the bank straight away

Prompt decision and money in the bank straight away Reviewed on: 6th March 2026

Easy to get the loan and transparency.

Easy to get the loan and transparency. Reviewed on: 6th March 2026

I was with Lloyds bank for 30 years

I was with Lloyds bank for 30 years - never missed any payments or went overdrawn or had any burden on them .. I requested a business account .. they refuses even tho my credit score was 100% .. i requested a loan for my son’s wedding and even though i had given fees to them for 30 years .. the interest rate was ridiculous.. not happy as you can see Reviewed on: 6th March 2026

Excellent service all round very pleased

Excellent service all round very pleased Reviewed on: 6th March 2026

Friendly staff.

Friendly staff. Quick decision. Efficient service Reviewed on: 6th March 2026

Had a zopa loan for my kitchen

Had a zopa loan for my kitchen it was quick and easy Reviewed on: 6th March 2026

Simple process to apply for a loan

Simple process to apply for a loan Reviewed on: 6th March 2026

Easy to apply and quick response

Easy to apply and quick response Reviewed on: 6th March 2026

Quick and easy to apply and very satisfying result

Quick and easy to apply and very satisfying result Reviewed on: 6th March 2026

Quality company

Excellant loan rates,easy to apply,quick payment.Very organised with email to assist with progress of loan and bank account direct debit. Great information package explaining procedures. Reviewed on: 6th March 2026

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